EFRA vs VTI
iShares Environmental Infrastructure and Industrials ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, EFRA or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 50.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EFRA | VTI |
|---|---|---|
| Expense Ratio | 0.47% | 0.03%Best |
| AUM | $6M | $666.9B |
| Dividend Yield | 4.07% | 1.03% |
| Holdings | 102 | 3,543 |
| YTD Return | +4.28% | +13.60%Best |
| 1Y Return | +7.67% | +18.17%Best |
| 3Y Return (annualized) | +12.86% | +23.04%Best |
| 5Y Return (annualized) | - | +12.14% |
| Volatility (annualized) | 15.2% | 13.3%Best |
| Max Drawdown | -17.9%Best | -19.3% |
| $10,000 over 3.9 years | $15,667 | $21,475Best |
| Top 10 Weight | 50.8% | 33.3%Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Nov 1, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Nov 3, 2022 to Sep 25, 2026 (3.9 years).
EFRA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
EFRA vs VTI Performance
iShares Environmental Infrastructure and Industrials ETF (EFRA) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EFRA returned +7.67% while VTI returned +18.17%. Year to date, EFRA is up 4.28% versus a gain of 13.60% for VTI.
Over three years, EFRA compounded at +12.86% per year against +23.04% for VTI. Across the full 4-year window we track, VTI has the edge at +21.65% annualized vs +12.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EFRA has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 13.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.9% for EFRA and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EFRA charges 0.47% per year while VTI charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, EFRA currently yields 4.07% against 1.03% for VTI.
Holdings Overlap
51.1% of EFRA's money is in holdings VTI also owns. 0.3% of VTI's money is in holdings EFRA also owns.
The two portfolios partly overlap.
19 positions in common, counted across the 80 positions we hold weights for in EFRA and 3,463 in VTI, against full books of 102 and 3,543.
What only one of them owns
Our book lists 1,136 positions for VTI that do not appear in our book for EFRA (97.2% of the fund), and 2 for EFRA that do not appear in VTI (6.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EFRA | Weight in VTI | Difference |
|---|---|---|---|
| VLTOVeralto Corp | 6.45% | 0.03% | 6.42% |
| AWKAmerican Water Works Co. Inc. | 6.35% | 0.04% | 6.31% |
| WABWestinghouse Air Brake Technologies Corp. | 6.26% | 0.07% | 6.19% |
| XYLXylem,Inc. | 5.81% | 0.04% | 5.77% |
| CLHClean Harbors Inc | 4.27% | 0.02% | 4.25% |
| WTRGEssential Utilities Inc - Common | 3.12% | 0.02% | 3.10% |
| WTSWatts Water Technologies Inc | 2.66% | 0.01% | 2.65% |
| WMSAdvanced Drainag Tm B 1ln 7/26 | 2.64% | 0.01% | 2.63% |
| PNRPentair Plc Ordinary Shares | 2.58% | 0.01% | 2.57% |
| TTEKIndustrials (continued) Tetra Tech Inc. | 2.50% | 0.01% | 2.49% |
51.1% of EFRA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EFRA or VTI?
EFRA has an expense ratio of 0.47% while VTI charges 0.03%. VTI is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, EFRA or VTI?
Over the past year EFRA returned +7.67% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), EFRA annualized +12.20% vs +21.65% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EFRA or VTI?
EFRA has been the more volatile fund at 15.2% annualized versus 13.3% for VTI. Worst drawdown: EFRA -17.9% vs VTI -19.3%.
Should I hold both EFRA and VTI?
EFRA and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EFRA and VTI?
51.1% of EFRA's money is in holdings VTI also owns. 0.3% of VTI's is in holdings EFRA also owns. They hold 19 positions in common, counted across the 80 positions we hold weights for in EFRA and 3,463 in VTI.
Which pays a higher dividend, EFRA or VTI?
EFRA yields 4.07% while VTI yields 1.03%, so EFRA currently pays the higher dividend yield.
Is VTI better than EFRA?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 50.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.