EFU vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricEFUIVVWinner
Expense Ratio0.95%0.03%
AUM$1M$865.2B
Dividend Yield5.01%1.09%
Holdings5508
YTD Return-22.65%+13.80%
1Y Return-34.19%+23.01%
3Y Return (annualized)-26.53%+21.77%
5Y Return (annualized)-17.12%+13.39%
Volatility (annualized)33.3%15.1%
Max Drawdown-99.5%-56.5%
Fund FamilyProSharesiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionOct 23, 2007May 15, 2000

EFU vs IVV Performance

ProShares UltraShort MSCI EAFE (EFU) is a ETF from ProShares and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EFU returned -34.19% while IVV returned +23.01%. Year to date, EFU is down 22.65% versus a gain of 13.80% for IVV.

Over three years, EFU compounded at -26.53% per year against +21.77% for IVV; over five years the annualized figures are -17.12% and +13.39% respectively. Across the full 19-year window we track, IVV has the edge at +7.04% annualized vs -20.40%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFU has been the more volatile fund, with annualized monthly volatility of 33.3% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.5% for EFU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.81. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EFU charges 0.95% per year while IVV charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, EFU currently yields 5.01% against 1.09% for IVV.

Frequently Asked Questions

Which is cheaper, EFU or IVV?

EFU has an expense ratio of 0.95% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, EFU or IVV?

Over the past year EFU returned -34.19% vs +23.01% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), EFU annualized -20.40% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, EFU or IVV?

EFU has been the more volatile fund at 33.3% annualized versus 15.1% for IVV. Worst drawdown: EFU -99.5% vs IVV -56.5%.

Should I hold both EFU and IVV?

EFU and IVV have a monthly-return correlation of -0.81, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, EFU or IVV?

EFU yields 5.01% while IVV yields 1.09%, so EFU currently pays the higher dividend yield.

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