EMBX vs SCHD
VanEck Emerging Markets Bond ETF vs Schwab US Dividend Equity ETF
Which is better, EMBX or SCHD?
Emerging Markets Bond against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EMBX | SCHD |
|---|---|---|
| Expense Ratio | 0.76% | 0.06%Best |
| AUM | $274M | $108.9B |
| Dividend Yield | 4.64% | 3.00% |
| Holdings | 136 | 206 |
| YTD Return | +2.01% | +22.08%Best |
| 1Y Return | +5.49% | +26.66%Best |
| 3Y Return (annualized) | - | +16.06% |
| 5Y Return (annualized) | - | +9.39% |
| Volatility (annualized) | 6.8%Best | 14.5% |
| Max Drawdown | -5.1%Best | -6.9% |
| $10,000 over 1 years | $10,509 | $12,488Best |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Emerging Markets Bond | Large Cap Value |
| Inception | Jul 9, 2012 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 6, 2025 to Oct 9, 2026 (1 years).
EMBX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
EMBX vs SCHD Performance
VanEck Emerging Markets Bond ETF (EMBX) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EMBX returned +5.49% while SCHD returned +26.66%. Year to date, EMBX is up 2.01% versus a gain of 22.08% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 6.8% for EMBX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.1% for EMBX and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EMBX charges 0.76% per year while SCHD charges 0.06%. On a $10,000 position that is $76 vs $6 annually, a gap of $70 per year that compounds over a long holding period. On income, EMBX currently yields 4.64% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in EMBX and 99 in SCHD, totalling 0.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in EMBX and 99 in SCHD, against full books of 136 and 206.
You are not choosing between two funds in isolation.
Whichever of EMBX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EMBX or SCHD?
EMBX has an expense ratio of 0.76% while SCHD charges 0.06%. SCHD is the cheaper option, by $70 a year on a $10,000 investment.
Which performed better, EMBX or SCHD?
Over the past year EMBX returned +5.49% vs +26.66% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), EMBX annualized +5.09% vs +24.88% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EMBX or SCHD?
SCHD has been the more volatile fund at 14.5% annualized versus 6.8% for EMBX. Worst drawdown: EMBX -5.1% vs SCHD -6.9%.
Should I hold both EMBX and SCHD?
EMBX and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EMBX or SCHD?
EMBX yields 4.64% while SCHD yields 3.00%, so EMBX currently pays the higher dividend yield.
Is SCHD better than EMBX?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.