EMCS vs VTI

Quick Verdict

VTI has a lower expense ratio. EMCS delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: EMCSMore Diversified: VTI

Side-by-Side Comparison

MetricEMCSVTIWinner
Expense Ratio0.15%0.03%
AUM$989M$666.9B
Dividend Yield1.61%1.07%
Holdings673,543
YTD Return+23.44%+14.82%
1Y Return+44.02%+22.43%
3Y Return (annualized)+26.15%+21.93%
5Y Return (annualized)+8.57%+12.34%
Volatility (annualized)19.2%15.4%
Max Drawdown-44.9%-56.6%
Fund FamilyXtrackers ETFsVanguard (US)
CategoryEquityEquity
InceptionDec 4, 2018May 24, 2001

EMCS vs VTI Performance

Xtrackers MSCI Emerging Markets Select ETF (EMCS) is a ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EMCS returned +44.02% while VTI returned +22.43%. Year to date, EMCS is up 23.44% versus a gain of 14.82% for VTI.

Over three years, EMCS compounded at +26.15% per year against +21.93% for VTI; over five years the annualized figures are +8.57% and +12.34% respectively. Across the full 8-year window we track, EMCS has the edge at +9.96% annualized vs +8.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EMCS has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -44.9% for EMCS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMCS charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, EMCS currently yields 1.61% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EMCS and VTI share 1 holdings out of 2849 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EMCSWeight in VTIDifference
IPGP0.00%0.00%0.00%

Frequently Asked Questions

Which is cheaper, EMCS or VTI?

EMCS has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, EMCS or VTI?

Over the past year EMCS returned +44.02% vs +22.43% for VTI, so EMCS leads on 1-year performance. Over the longest common window we track (8 years), EMCS annualized +9.96% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, EMCS or VTI?

EMCS has been the more volatile fund at 19.2% annualized versus 15.4% for VTI. Worst drawdown: EMCS -44.9% vs VTI -56.6%.

Should I hold both EMCS and VTI?

EMCS and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMCS and VTI?

EMCS and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2849 unique securities.

Which pays a higher dividend, EMCS or VTI?

EMCS yields 1.61% while VTI yields 1.07%, so EMCS currently pays the higher dividend yield.

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