EMMF vs SPY

EMMF vs SPY
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Quick Verdict

SPY has a lower expense ratio. EMMF delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: EMMFMore Diversified: SPY

Side-by-Side Comparison

MetricEMMFSPYWinner
Expense Ratio0.48%0.09%
AUM$181M$821.1B
Dividend Yield2.02%1.01%
Holdings204505
YTD Return+18.40%+13.17%
1Y Return+30.76%+21.53%
3Y Return (annualized)+19.74%+22.06%
5Y Return (annualized)+11.20%+13.35%
Volatility (annualized)14.2%15.3%
Max Drawdown-34.9%-56.5%
Fund FamilyWisdomTree InvestmentsState Street Investment Management
CategoryEquityEquity
InceptionAug 10, 2018Jan 22, 1993

EMMF vs SPY Performance

WisdomTree Emerging Markets Multifactor Fund (EMMF) is a ETF from WisdomTree Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EMMF returned +30.76% while SPY returned +21.53%. Year to date, EMMF is up 18.40% versus a gain of 13.17% for SPY.

Over three years, EMMF compounded at +19.74% per year against +22.06% for SPY; over five years the annualized figures are +11.20% and +13.35% respectively. Across the full 8-year window we track, SPY has the edge at +8.82% annualized vs +7.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.2% for EMMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.9% for EMMF and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EMMF charges 0.48% per year while SPY charges 0.09%. On a $10,000 position that is $48 vs $9 annually, a gap of $39 per year that compounds over a long holding period. On income, EMMF currently yields 2.02% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

EMMF and SPY share 0 holdings out of 708 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EMMF or SPY?

EMMF has an expense ratio of 0.48% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, EMMF or SPY?

Over the past year EMMF returned +30.76% vs +21.53% for SPY, so EMMF leads on 1-year performance. Over the longest common window we track (8 years), EMMF annualized +7.11% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, EMMF or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 14.2% for EMMF. Worst drawdown: EMMF -34.9% vs SPY -56.5%.

Should I hold both EMMF and SPY?

EMMF and SPY have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMMF and SPY?

EMMF and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 708 unique securities.

Which pays a higher dividend, EMMF or SPY?

EMMF yields 2.02% while SPY yields 1.01%, so EMMF currently pays the higher dividend yield.

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