EMMF vs VTI
WisdomTree Emerging Markets Multifactor Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. EMMF delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | EMMF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.48% | 0.03% | |
| AUM | $181M | $666.9B | |
| Dividend Yield | 2.02% | 1.07% | |
| Holdings | 204 | 3,543 | |
| YTD Return | +18.40% | +13.67% | |
| 1Y Return | +30.76% | +22.17% | |
| 3Y Return (annualized) | +19.74% | +21.93% | |
| 5Y Return (annualized) | +11.20% | +12.51% | |
| Volatility (annualized) | 14.2% | 15.3% | |
| Max Drawdown | -34.9% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 10, 2018 | May 24, 2001 |
EMMF vs VTI Performance
WisdomTree Emerging Markets Multifactor Fund (EMMF) is a ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EMMF returned +30.76% while VTI returned +22.17%. Year to date, EMMF is up 18.40% versus a gain of 13.67% for VTI.
Over three years, EMMF compounded at +19.74% per year against +21.93% for VTI; over five years the annualized figures are +11.20% and +12.51% respectively. Across the full 8-year window we track, VTI has the edge at +8.11% annualized vs +7.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.2% for EMMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.9% for EMMF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EMMF charges 0.48% per year while VTI charges 0.03%. On a $10,000 position that is $48 vs $3 annually, a gap of $45 per year that compounds over a long holding period. On income, EMMF currently yields 2.02% against 1.07% for VTI.
Holdings Overlap
EMMF and VTI share 0 holdings out of 2991 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EMMF or VTI?
EMMF has an expense ratio of 0.48% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, EMMF or VTI?
Over the past year EMMF returned +30.76% vs +22.17% for VTI, so EMMF leads on 1-year performance. Over the longest common window we track (8 years), EMMF annualized +7.11% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, EMMF or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.2% for EMMF. Worst drawdown: EMMF -34.9% vs VTI -56.6%.
Should I hold both EMMF and VTI?
EMMF and VTI have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EMMF and VTI?
EMMF and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2991 unique securities.
Which pays a higher dividend, EMMF or VTI?
EMMF yields 2.02% while VTI yields 1.07%, so EMMF currently pays the higher dividend yield.
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