EMTY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricEMTYSPYWinner
Expense Ratio0.65%0.09%
AUM$3M$789.1B
Dividend Yield3.28%1.01%
Holdings5505
YTD Return-2.65%+13.68%
1Y Return+3.70%+21.53%
3Y Return (annualized)-4.92%+21.44%
5Y Return (annualized)-2.99%+13.18%
Volatility (annualized)24.1%15.3%
Max Drawdown-78.1%-56.5%
Fund FamilyProSharesState Street Investment Management
CategoryAlternativeEquity
InceptionNov 14, 2017Jan 22, 1993

EMTY vs SPY Performance

ProShares Decline of the Retail Store ETF (EMTY) is a ETF from ProShares and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EMTY returned +3.70% while SPY returned +21.53%. Year to date, EMTY is down 2.65% versus a gain of 13.68% for SPY.

Over three years, EMTY compounded at -4.92% per year against +21.44% for SPY; over five years the annualized figures are -2.99% and +13.18% respectively. Across the full 9-year window we track, SPY has the edge at +8.85% annualized vs -11.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EMTY has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -78.1% for EMTY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.73. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMTY charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, EMTY currently yields 3.28% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, EMTY or SPY?

EMTY has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, EMTY or SPY?

Over the past year EMTY returned +3.70% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (9 years), EMTY annualized -11.63% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, EMTY or SPY?

EMTY has been the more volatile fund at 24.1% annualized versus 15.3% for SPY. Worst drawdown: EMTY -78.1% vs SPY -56.5%.

Should I hold both EMTY and SPY?

EMTY and SPY have a monthly-return correlation of -0.73, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, EMTY or SPY?

EMTY yields 3.28% while SPY yields 1.01%, so EMTY currently pays the higher dividend yield.

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