EMTY vs SCHD
ProShares Decline of the Retail Store ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | EMTY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.06% | |
| AUM | $3M | $112.2B | |
| Dividend Yield | 3.33% | 3.13% | |
| Holdings | 4 | 103 | |
| YTD Return | +2.25% | +27.89% | |
| 1Y Return | +9.14% | +29.93% | |
| 3Y Return (annualized) | -5.12% | +16.13% | |
| 5Y Return (annualized) | -1.97% | +10.00% | |
| Volatility (annualized) | 24.1% | 13.6% | |
| Max Drawdown | -78.1% | -33.4% | |
| Fund Family | ProShares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Nov 14, 2017 | Oct 20, 2011 |
EMTY vs SCHD Performance
ProShares Decline of the Retail Store ETF (EMTY) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EMTY returned +9.14% while SCHD returned +29.93%. Year to date, EMTY is up 2.25% versus a gain of 27.89% for SCHD.
Over three years, EMTY compounded at -5.12% per year against +16.13% for SCHD; over five years the annualized figures are -1.97% and +10.00% respectively. Across the full 9-year window we track, SCHD has the edge at +11.56% annualized vs -11.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EMTY has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.1% for EMTY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.73. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EMTY charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, EMTY currently yields 3.33% against 3.13% for SCHD.
Frequently Asked Questions
Which is cheaper, EMTY or SCHD?
EMTY has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, EMTY or SCHD?
Over the past year EMTY returned +9.14% vs +29.93% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), EMTY annualized -11.07% vs +11.56% for SCHD. Past performance does not guarantee future results.
Which is riskier, EMTY or SCHD?
EMTY has been the more volatile fund at 24.1% annualized versus 13.6% for SCHD. Worst drawdown: EMTY -78.1% vs SCHD -33.4%.
Should I hold both EMTY and SCHD?
EMTY and SCHD have a monthly-return correlation of -0.73, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, EMTY or SCHD?
EMTY yields 3.33% while SCHD yields 3.13%, so EMTY currently pays the higher dividend yield.
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