EUAD vs SCHD
Select STOXX Europe Aerospace & Defense ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | EUAD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $1.2B | $103.7B | |
| Dividend Yield | 0.40% | 3.31% | |
| Holdings | 23 | 104 | |
| YTD Return | +7.70% | +24.26% | |
| 1Y Return | +11.70% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 24.7% | 13.6% | |
| Max Drawdown | -22.0% | -33.4% | |
| Fund Family | Select Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 22, 2024 | Oct 20, 2011 |
EUAD vs SCHD Performance
Select STOXX Europe Aerospace & Defense ETF (EUAD) is a ETF from Select Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EUAD returned +11.70% while SCHD returned +31.38%. Year to date, EUAD is up 7.70% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
EUAD has been the more volatile fund, with annualized monthly volatility of 24.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.0% for EUAD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EUAD charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, EUAD currently yields 0.40% against 3.31% for SCHD.
Holdings Overlap
EUAD and SCHD share 0 holdings out of 123 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EUAD or SCHD?
EUAD has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, EUAD or SCHD?
Over the past year EUAD returned +11.70% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), EUAD annualized +41.74% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, EUAD or SCHD?
EUAD has been the more volatile fund at 24.7% annualized versus 13.6% for SCHD. Worst drawdown: EUAD -22.0% vs SCHD -33.4%.
Should I hold both EUAD and SCHD?
EUAD and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EUAD and SCHD?
EUAD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, EUAD or SCHD?
EUAD yields 0.40% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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