EZM vs VTI
WisdomTree US MidCap Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, EZM or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. EZM is less concentrated, with 8.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EZM | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $898M | $690.1B |
| Dividend Yield | 1.21% | 1.03% |
| Holdings | 508 | 3,524 |
| YTD Return | +9.10% | +13.35%Best |
| 1Y Return | +11.77% | +15.92%Best |
| 3Y Return (annualized) | +15.59% | +23.41%Best |
| 5Y Return (annualized) | +8.02% | +12.83%Best |
| Volatility (annualized) | 20.0% | 15.9%Best |
| Max Drawdown | -60.6% | -56.6%Best |
| $10,000 over 5 years | $14,707 | $18,286Best |
| Top 10 Weight | 8.5%Best | 33.3% |
| Fund Family | WisdomTree Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Feb 23, 2007 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Feb 23, 2007 to Oct 2, 2026 (19.6 years).
EZM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.6 years both funds cover.
EZM vs VTI Performance
WisdomTree US MidCap Fund (EZM) is an ETF from WisdomTree Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year EZM returned +11.77% while VTI returned +15.92%. Year to date, EZM is up 9.10% versus a gain of 13.35% for VTI.
Over three years, EZM compounded at +15.59% per year against +23.41% for VTI; over five years the annualized figures are +8.02% and +12.83% respectively. Across the full 20-year window we track, VTI has the edge at +9.23% annualized vs +8.21%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EZM has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.6% for EZM and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
EZM charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, EZM currently yields 1.21% against 1.03% for VTI.
Holdings Overlap
93.0% of EZM's money is in holdings VTI also owns. 4.9% of VTI's money is in holdings EZM also owns.
Most of EZM is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, EZM as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
479 positions in common, counted across the 501 positions we hold weights for in EZM and 3,463 in VTI, against full books of 508 and 3,524.
What only one of them owns
Our book lists 744 positions for VTI that do not appear in our book for EZM (92.6% of the fund), and 11 for EZM that do not appear in VTI (2.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in EZM | Weight in VTI | Difference |
|---|---|---|---|
| VTRSViatris Inc. | 1.47% | 0.03% | 1.44% |
| CFCf Industries Holdings Inc. | 1.02% | 0.03% | 0.99% |
| APAAPA Corp. | 0.96% | 0.02% | 0.94% |
| OVVOvintiv Inc. | 0.84% | 0.02% | 0.82% |
| RNRRenaissancere Holdings Limited | 0.80% | 0.02% | 0.78% |
| SNXSynnex Corp | 0.77% | 0.03% | 0.74% |
| JXNJackson Financial Inc USD | 0.72% | 0.01% | 0.71% |
| BWABorgWarner Inc | 0.64% | 0.02% | 0.62% |
| BENFranklin Resources Inc. | 0.63% | 0.01% | 0.62% |
| GLGlobe Life Inc. | 0.60% | 0.02% | 0.58% |
93.0% of EZM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EZM or VTI?
EZM has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, EZM or VTI?
Over the past year EZM returned +11.77% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), EZM annualized +8.21% vs +9.23% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EZM or VTI?
EZM has been the more volatile fund at 20.0% annualized versus 15.9% for VTI. Worst drawdown: EZM -60.6% vs VTI -56.6%.
Should I hold both EZM and VTI?
EZM and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between EZM and VTI?
93.0% of EZM's money is in holdings VTI also owns. 4.9% of VTI's is in holdings EZM also owns. They hold 479 positions in common, counted across the 501 positions we hold weights for in EZM and 3,463 in VTI.
Which pays a higher dividend, EZM or VTI?
EZM yields 1.21% while VTI yields 1.03%, so EZM currently pays the higher dividend yield.
Is VTI better than EZM?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. EZM is less concentrated, with 8.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.