FBCG vs SCHD
Fidelity Blue Chip Growth ETF vs Schwab US Dividend Equity ETF
Which is better, FBCG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. FBCG led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 53.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FBCG | SCHD |
|---|---|---|
| Expense Ratio | 0.57% | 0.06%Best |
| AUM | $6.9B | $112.2B |
| Dividend Yield | 0.04% | 3.13% |
| Holdings | 245 | 103 |
| YTD Return | +13.48% | +27.56%Best |
| 1Y Return | +20.70% | +30.29%Best |
| 3Y Return (annualized) | +26.39%Best | +16.37% |
| 5Y Return (annualized) | +12.55%Best | +10.23% |
| Volatility (annualized) | 22.8% | 15.1%Best |
| Max Drawdown | -43.6% | -16.9%Best |
| $10,000 over 5 years | $18,060Best | $16,274 |
| Top 10 Weight | 53.9% | 41.5%Best |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 2, 2020 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2020 to Sep 4, 2026 (6.3 years).
FBCG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.3 years both funds cover.
FBCG vs SCHD Performance
Fidelity Blue Chip Growth ETF (FBCG) is an ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FBCG returned +20.70% while SCHD returned +30.29%. Year to date, FBCG is up 13.48% versus a gain of 27.56% for SCHD.
Over three years, FBCG compounded at +26.39% per year against +16.37% for SCHD; over five years the annualized figures are +12.55% and +10.23% respectively. Across the full 6-year window we track, FBCG has the edge at +20.02% annualized vs +14.51%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FBCG has been the more volatile fund, with annualized monthly volatility of 22.8% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.6% for FBCG and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FBCG charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, FBCG currently yields 0.04% against 3.13% for SCHD.
Holdings Overlap
1.4% of FBCG's money is in holdings SCHD also owns. 22.4% of SCHD's money is in holdings FBCG also owns.
SCHD and FBCG share little of their money.
7 positions in common, counted across the 242 positions we hold weights for in FBCG and 100 in SCHD, against full books of 245 and 103.
What only one of them owns
Our book lists 92 positions for SCHD that do not appear in our book for FBCG (77.5% of the fund), and 175 for FBCG that do not appear in SCHD (93.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FBCG | Weight in SCHD | Difference |
|---|---|---|---|
| UNHUnitedhealth Group Incorporated | 0.55% | 4.11% | 3.56% |
| HDHome Depot Inc/The | 0.13% | 4.32% | 4.19% |
| PGProcter & Gamble Company | 0.06% | 3.96% | 3.90% |
| CVXChevron Corp | 0.09% | 3.74% | 3.65% |
| PEPPepsico Inc. | 0.00% | 3.71% | 3.71% |
| TGTTarget Corp-1477 | 0.48% | 1.70% | 1.22% |
| KMBKimberly-Clark Corp. | 0.10% | 0.91% | 0.81% |
22.4% of SCHD is already inside FBCG.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FBCG or SCHD?
FBCG has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, FBCG or SCHD?
Over the past year FBCG returned +20.70% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), FBCG annualized +20.02% vs +14.51% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FBCG or SCHD?
FBCG has been the more volatile fund at 22.8% annualized versus 15.1% for SCHD. Worst drawdown: FBCG -43.6% vs SCHD -16.9%.
Should I hold both FBCG and SCHD?
FBCG and SCHD have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FBCG and SCHD?
22.4% of SCHD's money is in holdings FBCG also owns. 22.4% of SCHD's is in holdings FBCG also owns. They hold 7 positions in common, counted across the 242 positions we hold weights for in FBCG and 100 in SCHD.
Which pays a higher dividend, FBCG or SCHD?
FBCG yields 0.04% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FBCG?
SCHD has a lower expense ratio. FBCG led over 3Y, 5Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 53.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.