FBCG vs SCHD
Fidelity Blue Chip Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. FBCG offers more diversification with 189 holdings.
Side-by-Side Comparison
| Metric | FBCG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.57% | 0.06% | |
| AUM | $6.9B | $108.7B | |
| Dividend Yield | 0.04% | 3.13% | |
| Holdings | 189 | 104 | |
| YTD Return | +14.87% | +26.54% | |
| 1Y Return | +22.19% | +30.90% | |
| 3Y Return (annualized) | +28.41% | +16.29% | |
| 5Y Return (annualized) | +13.81% | +9.65% | |
| Volatility (annualized) | 23.0% | 13.6% | |
| Max Drawdown | -43.6% | -33.4% | |
| Fund Family | Fidelity Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 2, 2020 | Oct 20, 2011 |
FBCG vs SCHD Performance
Fidelity Blue Chip Growth ETF (FBCG) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FBCG returned +22.19% while SCHD returned +30.90%. Year to date, FBCG is up 14.87% versus a gain of 26.54% for SCHD.
Over three years, FBCG compounded at +28.41% per year against +16.29% for SCHD; over five years the annualized figures are +13.81% and +9.65% respectively. Across the full 6-year window we track, FBCG has the edge at +20.46% annualized vs +11.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FBCG has been the more volatile fund, with annualized monthly volatility of 23.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.6% for FBCG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FBCG charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, FBCG currently yields 0.04% against 3.13% for SCHD.
Holdings Overlap
FBCG and SCHD share 7 holdings out of 335 unique holdings combined, representing a 1.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FBCG or SCHD?
FBCG has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, FBCG or SCHD?
Over the past year FBCG returned +22.19% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), FBCG annualized +20.46% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, FBCG or SCHD?
FBCG has been the more volatile fund at 23.0% annualized versus 13.6% for SCHD. Worst drawdown: FBCG -43.6% vs SCHD -33.4%.
Should I hold both FBCG and SCHD?
FBCG and SCHD have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FBCG and SCHD?
FBCG and SCHD share 7 common holdings with a 1.4% weight overlap. Combined, they hold 335 unique securities.
Which pays a higher dividend, FBCG or SCHD?
FBCG yields 0.04% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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