FBL vs SCHD
GraniteShares 2x Long META Daily ETF vs Schwab US Dividend Equity ETF
Which is better, FBL or SCHD?
Trading-Leveraged Equity against Large Cap Value.
SCHD has a lower expense ratio. FBL led over 3Y and the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FBL | SCHD |
|---|---|---|
| Expense Ratio | 1.09% | 0.06%Best |
| AUM | $185M | $112.1B |
| Dividend Yield | 3.30% | 3.00% |
| Holdings | 2 | 103 |
| YTD Return | -9.02% | +24.23%Best |
| 1Y Return | -39.69% | +27.90%Best |
| 3Y Return (annualized) | +32.18%Best | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 66.1% | 13.2%Best |
| Max Drawdown | -63.2% | -16.1%Best |
| $10,000 over 3.8 years | $84,040Best | $15,000 |
| Fund Family | GraniteShares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Trading-Leveraged Equity | Large Cap Value |
| Inception | Dec 13, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 13, 2022 to Sep 17, 2026 (3.8 years).
FBL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FBL vs SCHD Performance
GraniteShares 2x Long META Daily ETF (FBL) is an ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FBL returned -39.69% while SCHD returned +27.90%. Year to date, FBL is down 9.02% versus a gain of 24.23% for SCHD.
Over three years, FBL compounded at +32.18% per year against +15.55% for SCHD. Across the full 4-year window we track, FBL has the edge at +75.10% annualized vs +11.26%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FBL has been the more volatile fund, with annualized monthly volatility of 66.1% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -63.2% for FBL and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.12. They move largely independently of each other.
Fees and Cost Over Time
FBL charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, FBL currently yields 3.30% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of FBL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FBL or SCHD?
FBL has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, FBL or SCHD?
Over the past year FBL returned -39.69% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), FBL annualized +75.10% vs +11.26% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FBL or SCHD?
FBL has been the more volatile fund at 66.1% annualized versus 13.2% for SCHD. Worst drawdown: FBL -63.2% vs SCHD -16.1%.
Should I hold both FBL and SCHD?
FBL and SCHD have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, FBL or SCHD?
FBL yields 3.30% while SCHD yields 3.00%, so FBL currently pays the higher dividend yield.
Is SCHD better than FBL?
SCHD has a lower expense ratio. FBL led over 3Y and the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.