FIDU vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricFIDUVYMWinner
Expense Ratio0.08%0.04%
AUM$2.4B$79.0B
Dividend Yield0.90%2.86%
Holdings355568
YTD Return+17.84%+16.16%
1Y Return+25.48%+26.05%
3Y Return (annualized)+21.12%+18.43%
5Y Return (annualized)+13.69%+12.21%
Volatility (annualized)18.1%14.6%
Max Drawdown-42.7%-58.8%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 21, 2013Nov 10, 2006

FIDU vs VYM Performance

Fidelity MSCI Industrials Index ETF (FIDU) is a ETF from Fidelity Investments (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year FIDU returned +25.48% while VYM returned +26.05%. Year to date, FIDU is up 17.84% versus a gain of 16.16% for VYM.

Over three years, FIDU compounded at +21.12% per year against +18.43% for VYM; over five years the annualized figures are +13.69% and +12.21% respectively. Across the full 13-year window we track, FIDU has the edge at +11.80% annualized vs +7.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FIDU has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.7% for FIDU and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FIDU charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, FIDU currently yields 0.90% against 2.86% for VYM.

Holdings Overlap

11.5%overlap

FIDU and VYM share 62 holdings out of 830 unique holdings combined, representing a 11.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FIDUWeight in VYMDifference
CAT5.02%1.51%3.51%
UNP2.28%0.70%1.58%
HON2.28%0.68%1.60%
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Frequently Asked Questions

Which is cheaper, FIDU or VYM?

FIDU has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, FIDU or VYM?

Over the past year FIDU returned +25.48% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (13 years), FIDU annualized +11.80% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, FIDU or VYM?

FIDU has been the more volatile fund at 18.1% annualized versus 14.6% for VYM. Worst drawdown: FIDU -42.7% vs VYM -58.8%.

Should I hold both FIDU and VYM?

FIDU and VYM have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FIDU and VYM?

FIDU and VYM share 62 common holdings with a 11.5% weight overlap. Combined, they hold 830 unique securities.

Which pays a higher dividend, FIDU or VYM?

FIDU yields 0.90% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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