FINA vs VXUS

FINA vs VXUS
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Quick Verdict

VXUS has a lower expense ratio. VXUS offers more diversification with 8,747 holdings.

Lower Fees: VXUSHigher Returns: TiedMore Diversified: VXUS

Side-by-Side Comparison

MetricFINAVXUSWinner
Expense Ratio0.09%0.05%
AUM$1.2B$158.1B
Dividend Yield0.00%2.59%
Holdings2758,747
YTD Return+2.48%+13.56%
1Y Return-+24.30%
3Y Return (annualized)-+20.24%
5Y Return (annualized)-+9.37%
Volatility (annualized)-15.1%
Max Drawdown-3.1%-39.9%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionJul 7, 2026Jan 26, 2011

FINA vs VXUS Performance

Fidelity MSCI North American Subset Index ETF (FINA) is a ETF from Fidelity Investments (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Year to date, FINA is up 2.48% versus a gain of 13.56% for VXUS.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.1% for FINA and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FINA charges 0.09% per year while VXUS charges 0.05%. On a $10,000 position that is $9 vs $5 annually, a gap of $4 per year that compounds over a long holding period. On income, FINA currently yields 0.00% against 2.59% for VXUS.

Holdings Overlap

3.7%overlap

FINA and VXUS share 26 holdings out of 8118 unique holdings combined, representing a 3.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FINAWeight in VXUSDifference
RY:CA0.50%0.53%0.03%
RD:CA0.35%0.37%0.02%
SHOP:CA0.30%0.33%0.03%
AEM:CAProProPro
BMO:CAProProPro
ENB:CAProProPro
BNS:CAProProPro
WPM:CAProProPro
CM:CAProProPro
BN:CAProProPro
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Frequently Asked Questions

Which is cheaper, FINA or VXUS?

FINA has an expense ratio of 0.09% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between FINA and VXUS?

FINA and VXUS share 26 common holdings with a 3.7% weight overlap. Combined, they hold 8118 unique securities.

Which pays a higher dividend, FINA or VXUS?

FINA yields 0.00% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

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