FINA vs VXUS
Fidelity MSCI North American Subset Index ETF vs Vanguard Total International Stock ETF
Which is better, FINA or VXUS?
VXUS costs less.
VXUS has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINA | VXUS |
|---|---|---|
| Expense Ratio | 0.09% | 0.05%Best |
| AUM | $1.7B | $164.9B |
| Dividend Yield | 0.00% | 2.51% |
| Holdings | 271 | 8,844 |
| YTD Return | +2.16% | +11.16%Best |
| 1Y Return | - | +17.13% |
| 3Y Return (annualized) | - | +20.44% |
| 5Y Return (annualized) | - | +9.18% |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 7, 2026 | Jan 26, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
FINA vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FINA vs VXUS Performance
Fidelity MSCI North American Subset Index ETF (FINA) is an ETF from Fidelity Investments (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Year to date, FINA is up 2.16% versus a gain of 11.16% for VXUS.
Past performance does not guarantee future results.
Fees and Cost Over Time
FINA charges 0.09% per year while VXUS charges 0.05%. On a $10,000 position that is $9 vs $5 annually, a gap of $4 per year that compounds over a long holding period. On income, FINA currently yields 0.00% against 2.51% for VXUS.
Holdings Overlap
At least 4.7% of FINA's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 89.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
FINA and VXUS share little of their money.
The two holdings books were reported 46 days apart, FINA as of Sep 15, 2026 and VXUS as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
23 positions in common, counted across the 271 positions we hold weights for in FINA and 8,082 in VXUS, against full books of 271 and 8,844.
Top Shared Holdings
| Stock | Weight in FINA | Weight in VXUS | Difference |
|---|---|---|---|
| RY:CARoyal Bank of Canada | 0.49% | 0.66% | 0.17% |
| RD:CAThe Toronto-Dominion Bank | 0.35% | 0.45% | 0.10% |
| SHOP:CAShopify Inc. Cl A | 0.26% | 0.32% | 0.06% |
| BMO:CABank Of Montreal | 0.24% | 0.28% | 0.04% |
| BNS:CABank Of Nova Scotia/The Common Stock | 0.25% | 0.24% | 0.01% |
| ENB:CAEnbridge Inc. | 0.20% | 0.27% | 0.07% |
| CM:CACanadian Imperial Bank Of Commerce | 0.21% | 0.24% | 0.03% |
| AEM:CAAgnico Eagle Mines Ltd | 0.27% | 0.17% | 0.10% |
| WPM:CAWheaton Precious Metals Corp Wpm | 0.32% | 0.11% | 0.21% |
| BN:CABrookfield Corp | 0.16% | 0.20% | 0.04% |
You are not choosing between two funds in isolation.
Whichever of FINA and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FINA or VXUS?
FINA has an expense ratio of 0.09% while VXUS charges 0.05%. VXUS is the cheaper option, by $4 a year on a $10,000 investment.
What is the holdings overlap between FINA and VXUS?
At least 4.7% of FINA's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 23 positions in common, counted across the 271 positions we hold weights for in FINA and 8,082 in VXUS.
Which pays a higher dividend, FINA or VXUS?
FINA yields 0.00% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than FINA?
VXUS has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.