FINA vs VOO
Fidelity MSCI North American Subset Index ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | FINA | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.03% | |
| AUM | $1.2B | $997.4B | |
| Dividend Yield | 0.00% | 1.08% | |
| Holdings | 275 | 509 | |
| YTD Return | +2.63% | +13.20% | |
| 1Y Return | - | +21.62% | |
| 3Y Return (annualized) | - | +22.16% | |
| 5Y Return (annualized) | - | +13.42% | |
| Volatility (annualized) | - | 14.1% | |
| Max Drawdown | -3.1% | -34.3% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 7, 2026 | Sep 7, 2010 |
FINA vs VOO Performance
Fidelity MSCI North American Subset Index ETF (FINA) is a ETF from Fidelity Investments (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, FINA is up 2.63% versus a gain of 13.20% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for FINA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FINA charges 0.09% per year while VOO charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, FINA currently yields 0.00% against 1.08% for VOO.
Holdings Overlap
FINA and VOO share 234 holdings out of 546 unique holdings combined, representing a 81.5% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, FINA or VOO?
FINA has an expense ratio of 0.09% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
What is the holdings overlap between FINA and VOO?
FINA and VOO share 234 common holdings with a 81.5% weight overlap. Combined, they hold 546 unique securities.
Which pays a higher dividend, FINA or VOO?
FINA yields 0.00% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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