FINA vs IVV
Fidelity MSCI North American Subset Index ETF vs iShares Core S&P 500 ETF
Which is better, FINA or IVV?
IVV costs less.
IVV has a lower expense ratio. FINA is less concentrated, with 35.1% of the fund in its ten largest positions against 37.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FINA | IVV |
|---|---|---|
| Expense Ratio | 0.09% | 0.03%Best |
| AUM | $1.2B | $876.4B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 278 | 508 |
| YTD Return | +1.71% | +12.24%Best |
| 1Y Return | - | +18.61% |
| 3Y Return (annualized) | - | +20.98% |
| 5Y Return (annualized) | - | +12.76% |
| Top 10 Weight | 35.1%Best | 37.9% |
| Fund Family | Fidelity Investments (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 7, 2026 | May 15, 2000 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
FINA vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
FINA vs IVV Performance
Fidelity MSCI North American Subset Index ETF (FINA) is an ETF from Fidelity Investments (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Year to date, FINA is up 1.71% versus a gain of 12.24% for IVV.
Past performance does not guarantee future results.
Fees and Cost Over Time
FINA charges 0.09% per year while IVV charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, FINA currently yields 0.00% against 1.06% for IVV.
Holdings Overlap
93.2% of FINA's money is in holdings IVV also owns. 86.7% of IVV's money is in holdings FINA also owns.
Most of FINA is already inside IVV. Owning both mostly buys the same companies twice.
235 positions in common, counted across the 270 positions we hold weights for in FINA and 505 in IVV, against full books of 278 and 508.
What only one of them owns
Our book lists 263 positions for IVV that do not appear in our book for FINA (13.1% of the fund), and 6 for FINA that do not appear in IVV (0.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FINA | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 7.31% | 7.98% | 0.67% |
| AAPLApple, Inc | 6.67% | 6.86% | 0.19% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 5.16% | 5.44% | 0.28% |
| AMZNAmazon.Com Inc | 3.60% | 4.01% | 0.41% |
| GOOGLAlphabet A Usd 0.001 | 3.14% | 3.19% | 0.05% |
| AVGOBroadcom Inc | 2.39% | 2.98% | 0.59% |
| GOOGAlphabet Inc | 1.91% | 2.56% | 0.65% |
| METAMeta Platforms, Inc. | 1.82% | 1.94% | 0.12% |
| MUMicron Technology, Inc. | 1.58% | 1.51% | 0.07% |
| TSLATesla Inc | 1.49% | 1.36% | 0.13% |
93.2% of FINA is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FINA or IVV?
FINA has an expense ratio of 0.09% while IVV charges 0.03%. IVV is the cheaper option, by $6 a year on a $10,000 investment.
What is the holdings overlap between FINA and IVV?
93.2% of FINA's money is in holdings IVV also owns. 86.7% of IVV's is in holdings FINA also owns. They hold 235 positions in common, counted across the 270 positions we hold weights for in FINA and 505 in IVV.
Which pays a higher dividend, FINA or IVV?
FINA yields 0.00% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.
Is IVV better than FINA?
IVV has a lower expense ratio. FINA is less concentrated, with 35.1% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.