FINA vs QQQ
Fidelity MSCI North American Subset Index ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
FINA has a lower expense ratio. FINA offers more diversification with 275 holdings.
Side-by-Side Comparison
| Metric | FINA | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.18% | |
| AUM | $1.2B | $496.3B | |
| Dividend Yield | 0.00% | 0.44% | |
| Holdings | 275 | 108 | |
| YTD Return | +1.81% | +16.23% | |
| 1Y Return | - | +26.23% | |
| 3Y Return (annualized) | - | +25.75% | |
| 5Y Return (annualized) | - | +14.78% | |
| Volatility (annualized) | - | 30.6% | |
| Max Drawdown | -3.1% | -83.0% | |
| Fund Family | Fidelity Investments (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jul 7, 2026 | Mar 10, 1999 |
FINA vs QQQ Performance
Fidelity MSCI North American Subset Index ETF (FINA) is a ETF from Fidelity Investments (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, FINA is up 1.81% versus a gain of 16.23% for QQQ.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for FINA and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FINA charges 0.09% per year while QQQ charges 0.18%. On a $10,000 position that is $9 vs $18 annually, a gap of $9 per year that compounds over a long holding period. On income, FINA currently yields 0.00% against 0.44% for QQQ.
Holdings Overlap
FINA and QQQ share 77 holdings out of 300 unique holdings combined, representing a 52.6% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, FINA or QQQ?
FINA has an expense ratio of 0.09% while QQQ charges 0.18%. FINA is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
What is the holdings overlap between FINA and QQQ?
FINA and QQQ share 77 common holdings with a 52.6% weight overlap. Combined, they hold 300 unique securities.
Which pays a higher dividend, FINA or QQQ?
FINA yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.
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