FINY vs SCHD
GraniteShares YieldBOOST Financials ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | FINY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.06% | |
| AUM | $768,399.25 | $108.7B | |
| Dividend Yield | 5.86% | 3.13% | |
| Holdings | 0 | 104 | |
| YTD Return | +7.79% | +26.54% | |
| 1Y Return | - | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -1.9% | -33.4% | |
| Fund Family | GraniteShares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | May 5, 2026 | Oct 20, 2011 |
FINY vs SCHD Performance
GraniteShares YieldBOOST Financials ETF (FINY) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FINY is up 7.79% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.9% for FINY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FINY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, FINY currently yields 5.86% against 3.13% for SCHD.
Frequently Asked Questions
Which is cheaper, FINY or SCHD?
FINY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
Which pays a higher dividend, FINY or SCHD?
FINY yields 5.86% while SCHD yields 3.13%, so FINY currently pays the higher dividend yield.
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