FINY vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricFINYVTIWinner
Expense Ratio1.07%0.03%
AUM$768,399.25$666.9B
Dividend Yield5.86%1.07%
Holdings03,543
YTD Return+7.79%+14.82%
1Y Return-+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)-15.4%
Max Drawdown-1.9%-56.6%
Fund FamilyGraniteSharesVanguard (US)
CategoryAlternativeEquity
InceptionMay 5, 2026May 24, 2001

FINY vs VTI Performance

GraniteShares YieldBOOST Financials ETF (FINY) is a ETF from GraniteShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FINY is up 7.79% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for FINY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FINY charges 1.07% per year while VTI charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, FINY currently yields 5.86% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, FINY or VTI?

FINY has an expense ratio of 1.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $104 per year of difference.

Which pays a higher dividend, FINY or VTI?

FINY yields 5.86% while VTI yields 1.07%, so FINY currently pays the higher dividend yield.

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