FINY vs VTI

FINY vs VTI

Which is better, FINY or VTI?

Option Writing against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFINYVTI
Expense Ratio1.07%0.03%Best
AUM$768,028.01$666.9B
Dividend Yield5.86%1.07%
Holdings43,543
YTD Return+10.08%+13.95%Best
1Y Return-+21.44%
3Y Return (annualized)-+21.10%
5Y Return (annualized)-+11.77%
Fund FamilyGraniteSharesVanguard (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionMay 5, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

FINY vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

FINY vs VTI Performance

GraniteShares YieldBOOST Financials ETF (FINY) is an ETF from GraniteShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, FINY is up 10.08% versus a gain of 13.95% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

FINY charges 1.07% per year while VTI charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, FINY currently yields 5.86% against 1.07% for VTI.

You are not choosing between two funds in isolation.

Whichever of FINY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FINYVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FINY or VTI?

FINY has an expense ratio of 1.07% while VTI charges 0.03%. VTI is the cheaper option, by $104 a year on a $10,000 investment.

Which pays a higher dividend, FINY or VTI?

FINY yields 5.86% while VTI yields 1.07%, so FINY currently pays the higher dividend yield.

Is VTI better than FINY?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.