FLCB vs VXUS

FLCB vs VXUS

Which is better, FLCB or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLCBVXUS
Expense Ratio0.15%0.05%Best
AUM$3.1B$158.1B
Dividend Yield4.38%2.59%
Holdings6028,747
YTD Return-0.20%+16.15%Best
1Y Return+1.42%+27.58%Best
3Y Return (annualized)+4.47%+20.48%Best
5Y Return (annualized)-0.34%+9.09%Best
Volatility (annualized)5.6%Best16.2%
Max Drawdown-20.4%Best-35.1%
$10,000 over 5 years$9,831$15,450Best
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionSep 17, 2019Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 19, 2019 to Sep 4, 2026 (7 years).

FLCB vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7 years both funds cover.

FLCB vs VXUS Performance

Franklin US Core Bond ETF (FLCB) is an ETF from Franklin Templeton Investments (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year FLCB returned +1.42% while VXUS returned +27.58%. Year to date, FLCB is down 0.20% versus a gain of 16.15% for VXUS.

Over three years, FLCB compounded at +4.47% per year against +20.48% for VXUS; over five years the annualized figures are -0.34% and +9.09% respectively. Across the full 7-year window we track, VXUS has the edge at +10.41% annualized vs +0.22%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 5.6% for FLCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.4% for FLCB and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FLCB charges 0.15% per year while VXUS charges 0.05%. On a $10,000 position that is $15 vs $5 annually, a gap of $10 per year that compounds over a long holding period. On income, FLCB currently yields 4.38% against 2.59% for VXUS.

Holdings Overlap

We hold position weights for 4 holdings in FLCB and 8,094 in VXUS, totalling 2.5% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 4 positions we hold weights for in FLCB and 8,094 in VXUS, against full books of 602 and 8,747.

You are not choosing between two funds in isolation.

Whichever of FLCB and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FLCBVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLCB or VXUS?

FLCB has an expense ratio of 0.15% while VXUS charges 0.05%. VXUS is the cheaper option, by $10 a year on a $10,000 investment.

Which performed better, FLCB or VXUS?

Over the past year FLCB returned +1.42% vs +27.58% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), FLCB annualized +0.22% vs +10.41% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FLCB or VXUS?

VXUS has been the more volatile fund at 16.2% annualized versus 5.6% for FLCB. Worst drawdown: FLCB -20.4% vs VXUS -35.1%.

Should I hold both FLCB and VXUS?

FLCB and VXUS have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FLCB or VXUS?

FLCB yields 4.38% while VXUS yields 2.59%, so FLCB currently pays the higher dividend yield.

Is VXUS better than FLCB?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.