FLDZ vs SCHD
TrueShares Patriot Defense ETF vs Schwab US Dividend Equity ETF
Which is better, FLDZ or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. FLDZ is less concentrated, with 19.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FLDZ | SCHD |
|---|---|---|
| Expense Ratio | 0.40% | 0.06%Best |
| AUM | $6M | $112.1B |
| Dividend Yield | 1.49% | 3.00% |
| Holdings | 62 | 103 |
| YTD Return | -2.40% | +24.04%Best |
| 1Y Return | -3.64% | +27.95%Best |
| 3Y Return (annualized) | +8.78% | +15.51%Best |
| 5Y Return (annualized) | - | +9.80% |
| Volatility (annualized) | 16.1% | 14.9%Best |
| Max Drawdown | -19.5% | -16.9%Best |
| $10,000 over 4.7 years | $11,835 | $14,781Best |
| Top 10 Weight | 19.6%Best | 41.8% |
| Fund Family | TrueShares | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Dec 31, 2021 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Jan 3, 2022 to Sep 16, 2026 (4.7 years).
FLDZ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
FLDZ vs SCHD Performance
TrueShares Patriot Defense ETF (FLDZ) is an ETF from TrueShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FLDZ returned -3.64% while SCHD returned +27.95%. Year to date, FLDZ is down 2.40% versus a gain of 24.04% for SCHD.
Over three years, FLDZ compounded at +8.78% per year against +15.51% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLDZ has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.5% for FLDZ and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLDZ charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, FLDZ currently yields 1.49% against 3.00% for SCHD.
Holdings Overlap
1.8% of FLDZ's money is in holdings SCHD also owns. 2.8% of SCHD's money is in holdings FLDZ also owns.
SCHD and FLDZ share little of their money.
1 positions in common, counted across the 62 positions we hold weights for in FLDZ and 100 in SCHD, against full books of 62 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for FLDZ (97.2% of the fund), and 54 for FLDZ that do not appear in SCHD (85.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FLDZ | Weight in SCHD | Difference |
|---|---|---|---|
| LMTLockheed Martin Corp | 1.78% | 2.78% | 1.00% |
You are not choosing between two funds in isolation.
Whichever of FLDZ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FLDZ or SCHD?
FLDZ has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, FLDZ or SCHD?
Over the past year FLDZ returned -3.64% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FLDZ or SCHD?
FLDZ has been the more volatile fund at 16.1% annualized versus 14.9% for SCHD. Worst drawdown: FLDZ -19.5% vs SCHD -16.9%.
Should I hold both FLDZ and SCHD?
FLDZ and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FLDZ and SCHD?
2.8% of SCHD's money is in holdings FLDZ also owns. 2.8% of SCHD's is in holdings FLDZ also owns. They hold 1 positions in common, counted across the 62 positions we hold weights for in FLDZ and 100 in SCHD.
Which pays a higher dividend, FLDZ or SCHD?
FLDZ yields 1.49% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FLDZ?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. FLDZ is less concentrated, with 19.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.