FLEU vs IVV

FLEU vs IVV

Which is better, FLEU or IVV?

Each has led over a different period.

IVV has a lower expense ratio. FLEU led over 1Y, IVV over 3Y, 5Y and the full window. FLEU is less concentrated, with 29.0% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: FLEU

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLEUIVV
Expense Ratio0.09%0.03%Best
AUM$72M$876.4B
Dividend Yield2.63%1.06%
Holdings265508
YTD Return+8.35%+11.57%Best
1Y Return+17.95%Best+17.57%
3Y Return (annualized)+19.57%+20.71%Best
5Y Return (annualized)+12.22%+12.80%Best
Volatility (annualized)15.7%Best16.3%
Max Drawdown-35.6%-33.9%Best
$10,000 over 5 years$17,797$18,262Best
Top 10 Weight29.0%Best37.9%
Fund FamilyFranklin Templeton Investments (US)iShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 2, 2017May 15, 2000

Volatility and max drawdown are measured over the window both funds cover: Nov 6, 2017 to Sep 10, 2026 (8.8 years).

FLEU vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.8 years both funds cover.

FLEU vs IVV Performance

Franklin FTSE Eurozone ETF (FLEU) is an ETF from Franklin Templeton Investments (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year FLEU returned +17.95% while IVV returned +17.57%. Year to date, FLEU is up 8.35% versus a gain of 11.57% for IVV.

Over three years, FLEU compounded at +19.57% per year against +20.71% for IVV; over five years the annualized figures are +12.22% and +12.80% respectively. Across the full 9-year window we track, IVV has the edge at +13.87% annualized vs +8.16%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.7% for FLEU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.6% for FLEU and -33.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FLEU charges 0.09% per year while IVV charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, FLEU currently yields 2.63% against 1.06% for IVV.

Holdings Overlap

FLEU already in IVV0.5%
IVV already in FLEU0.5%

0.5% of FLEU's money is in holdings IVV also owns. 0.5% of IVV's money is in holdings FLEU also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 257 positions we hold weights for in FLEU and 505 in IVV, against full books of 265 and 508.

What only one of them owns

Our book lists 494 positions for IVV that do not appear in our book for FLEU (98.9% of the fund), and 9 for FLEU that do not appear in IVV (1.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FLEUWeight in IVVDifference
MRKMerck & Co. Inc.0.27%0.48%0.21%
UMG:ASUniversal Music Group NV0.22%0.06%0.16%

You are not choosing between two funds in isolation.

Whichever of FLEU and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FLEUIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLEU or IVV?

FLEU has an expense ratio of 0.09% while IVV charges 0.03%. IVV is the cheaper option, by $6 a year on a $10,000 investment.

Which performed better, FLEU or IVV?

Over the past year FLEU returned +17.95% vs +17.57% for IVV, so FLEU leads on 1-year performance. Over the longest common window we track (9 years), FLEU annualized +8.16% vs +13.87% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FLEU or IVV?

IVV has been the more volatile fund at 16.3% annualized versus 15.7% for FLEU. Worst drawdown: FLEU -35.6% vs IVV -33.9%.

Should I hold both FLEU and IVV?

FLEU and IVV have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FLEU or IVV?

FLEU yields 2.63% while IVV yields 1.06%, so FLEU currently pays the higher dividend yield.

Is IVV better than FLEU?

IVV has a lower expense ratio. FLEU led over 1Y, IVV over 3Y, 5Y and the full window. FLEU is less concentrated, with 29.0% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.