FLEU vs SPY

FLEU vs SPY

Which is better, FLEU or SPY?

Each has led over a different period.

FLEU led over 1Y, SPY over 3Y, 5Y and the full window. FLEU is less concentrated, with 29.0% of the fund in its ten largest positions against 38.0%.

Lower Fees: TiedHigher Returns: splitLess Concentrated: FLEU

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLEUSPY
Expense Ratio0.09%Tie0.09%Tie
AUM$72M$804.7B
Dividend Yield2.63%0.98%
Holdings265505
YTD Return+8.35%+11.52%Best
1Y Return+17.95%Best+17.48%
3Y Return (annualized)+19.57%+20.62%Best
5Y Return (annualized)+12.22%+12.73%Best
Volatility (annualized)15.7%Best16.3%
Max Drawdown-35.6%-34.1%Best
$10,000 over 5 years$17,797$18,205Best
Top 10 Weight29.0%Best38.0%
Fund FamilyFranklin Templeton Investments (US)State Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionNov 2, 2017Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Nov 6, 2017 to Sep 10, 2026 (8.8 years).

FLEU vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.8 years both funds cover.

FLEU vs SPY Performance

Franklin FTSE Eurozone ETF (FLEU) is an ETF from Franklin Templeton Investments (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year FLEU returned +17.95% while SPY returned +17.48%. Year to date, FLEU is up 8.35% versus a gain of 11.52% for SPY.

Over three years, FLEU compounded at +19.57% per year against +20.62% for SPY; over five years the annualized figures are +12.22% and +12.73% respectively. Across the full 9-year window we track, SPY has the edge at +13.87% annualized vs +8.16%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.7% for FLEU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.6% for FLEU and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FLEU charges 0.09% per year while SPY charges 0.09%. On a $10,000 position that is $9 vs $9 annually. On income, FLEU currently yields 2.63% against 0.98% for SPY.

Holdings Overlap

FLEU already in SPY0.5%
SPY already in FLEU0.5%

0.5% of FLEU's money is in holdings SPY also owns. 0.5% of SPY's money is in holdings FLEU also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 257 positions we hold weights for in FLEU and 504 in SPY, against full books of 265 and 505.

What only one of them owns

Our book lists 493 positions for SPY that do not appear in our book for FLEU (99.0% of the fund), and 9 for FLEU that do not appear in SPY (1.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in FLEUWeight in SPYDifference
MRKMerck & Co. Inc.0.27%0.47%0.20%
UMG:ASUniversal Music Group NV0.22%0.06%0.16%

You are not choosing between two funds in isolation.

Whichever of FLEU and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FLEUSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLEU or SPY?

FLEU has an expense ratio of 0.09% while SPY charges 0.09%. At the precision these are quoted to, they cost the same.

Which performed better, FLEU or SPY?

Over the past year FLEU returned +17.95% vs +17.48% for SPY, so FLEU leads on 1-year performance. Over the longest common window we track (9 years), FLEU annualized +8.16% vs +13.87% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FLEU or SPY?

SPY has been the more volatile fund at 16.3% annualized versus 15.7% for FLEU. Worst drawdown: FLEU -35.6% vs SPY -34.1%.

Should I hold both FLEU and SPY?

FLEU and SPY have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FLEU or SPY?

FLEU yields 2.63% while SPY yields 0.98%, so FLEU currently pays the higher dividend yield.

Is SPY better than FLEU?

FLEU led over 1Y, SPY over 3Y, 5Y and the full window. FLEU is less concentrated, with 29.0% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.