FOWF vs SCHD
Pacer Solactive Whitney Future of Warfare ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | FOWF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $16M | $103.7B | |
| Dividend Yield | 0.76% | 3.31% | |
| Holdings | 94 | 104 | |
| YTD Return | +18.03% | +26.21% | |
| 1Y Return | +24.59% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 12.7% | 13.6% | |
| Max Drawdown | -12.3% | -33.4% | |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 17, 2024 | Oct 20, 2011 |
FOWF vs SCHD Performance
Pacer Solactive Whitney Future of Warfare ETF (FOWF) is a ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FOWF returned +24.59% while SCHD returned +29.99%. Year to date, FOWF is up 18.03% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.7% for FOWF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.3% for FOWF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FOWF charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, FOWF currently yields 0.76% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, FOWF or SCHD?
FOWF has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, FOWF or SCHD?
Over the past year FOWF returned +24.59% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FOWF annualized +30.36% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, FOWF or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.7% for FOWF. Worst drawdown: FOWF -12.3% vs SCHD -33.4%.
Should I hold both FOWF and SCHD?
FOWF and SCHD have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FOWF and SCHD?
FOWF and SCHD share 2 common holdings with a 3.2% weight overlap. Combined, they hold 191 unique securities.
Which pays a higher dividend, FOWF or SCHD?
FOWF yields 0.76% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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