FRGN vs SCHD
Horizon International Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FRGN offers more diversification with 284 holdings.
Side-by-Side Comparison
| Metric | FRGN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $156M | $108.7B | |
| Dividend Yield | 0.21% | 3.13% | |
| Holdings | 284 | 104 | |
| YTD Return | +22.48% | +28.70% | |
| 1Y Return | - | +32.27% | |
| 3Y Return (annualized) | - | +17.27% | |
| 5Y Return (annualized) | - | +10.23% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -12.4% | -33.4% | |
| Fund Family | Horizon Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 2, 2025 | Oct 20, 2011 |
FRGN vs SCHD Performance
Horizon International Equity ETF (FRGN) is a ETF from Horizon Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FRGN is up 22.48% versus a gain of 28.70% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -12.4% for FRGN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FRGN charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, FRGN currently yields 0.21% against 3.13% for SCHD.
Holdings Overlap
FRGN and SCHD share 0 holdings out of 383 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FRGN or SCHD?
FRGN has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
What is the holdings overlap between FRGN and SCHD?
FRGN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 383 unique securities.
Which pays a higher dividend, FRGN or SCHD?
FRGN yields 0.21% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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