FRIZ vs SCHD
FRIZ vs SCHD
Franklin Dividend Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FRIZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.06% | |
| AUM | $5M | $103.7B | |
| Dividend Yield | 0.51% | 3.31% | |
| Holdings | 45 | 104 | |
| YTD Return | +8.24% | +24.26% | |
| 1Y Return | +11.75% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 8.9% | 13.6% | |
| Max Drawdown | -7.8% | -33.4% | |
| Fund Family | Franklin Templeton Investments (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 28, 2025 | Oct 20, 2011 |
FRIZ vs SCHD Performance
Franklin Dividend Growth ETF (FRIZ) is a ETF from Franklin Templeton Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FRIZ returned +11.75% while SCHD returned +31.38%. Year to date, FRIZ is up 8.24% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.9% for FRIZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.8% for FRIZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
FRIZ charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, FRIZ currently yields 0.51% against 3.31% for SCHD.
Holdings Overlap
FRIZ and SCHD share 1 holdings out of 104 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FRIZ | Weight in SCHD | Difference |
|---|---|---|---|
| ABT | 2.14% | 4.49% | 2.35% |
Frequently Asked Questions
Which is cheaper, FRIZ or SCHD?
FRIZ has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, FRIZ or SCHD?
Over the past year FRIZ returned +11.75% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, FRIZ or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 8.9% for FRIZ. Worst drawdown: FRIZ -7.8% vs SCHD -33.4%.
Should I hold both FRIZ and SCHD?
FRIZ and SCHD have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FRIZ and SCHD?
FRIZ and SCHD share 1 common holdings with a 2.1% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, FRIZ or SCHD?
FRIZ yields 0.51% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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