FRIZ vs VTI
Franklin Dividend Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FRIZ or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FRIZ | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $5M | $666.9B |
| Dividend Yield | 0.78% | 1.03% |
| Holdings | 45 | 3,543 |
| YTD Return | +4.34% | +12.30%Best |
| 1Y Return | +6.04% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 9.1%Best | 12.7% |
| Max Drawdown | -7.8%Best | -8.9% |
| $10,000 over 1.1 years | $10,808 | $12,028Best |
| Top 10 Weight | 40.1% | 33.3%Best |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Aug 28, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 29, 2025 to Sep 18, 2026 (1.1 years).
FRIZ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
FRIZ vs VTI Performance
Franklin Dividend Growth ETF (FRIZ) is an ETF from Franklin Templeton Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FRIZ returned +6.04% while VTI returned +16.08%. Year to date, FRIZ is up 4.34% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 9.1% for FRIZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.8% for FRIZ and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FRIZ charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, FRIZ currently yields 0.78% against 1.03% for VTI.
Holdings Overlap
93.2% of FRIZ's money is in holdings VTI also owns. 26.3% of VTI's money is in holdings FRIZ also owns.
Most of FRIZ is already inside VTI. Owning both mostly buys the same companies twice.
40 positions in common, counted across the 43 positions we hold weights for in FRIZ and 3,463 in VTI, against full books of 45 and 3,543.
What only one of them owns
Our book lists 1,110 positions for VTI that do not appear in our book for FRIZ (71.1% of the fund), and 1 for FRIZ that do not appear in VTI (2.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FRIZ | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 6.65% | 4.79% | 1.86% |
| AAPLApple, Inc | 4.55% | 6.29% | 1.74% |
| AVGOBroadcom Inc | 4.63% | 2.56% | 2.07% |
| JPMJpmorgan Chase | 4.38% | 1.31% | 3.07% |
| LLYEli Lilly & Co. | 4.06% | 1.35% | 2.71% |
| VVisa Inc Class A | 4.20% | 0.83% | 3.37% |
| JNJJohnson & Johnson - Common | 3.40% | 0.86% | 2.54% |
| WMTWalmart, Inc. | 2.85% | 0.68% | 2.17% |
| CVXChevron Corp | 2.65% | 0.52% | 2.13% |
| RTXRaytheon Co. | 2.75% | 0.40% | 2.35% |
93.2% of FRIZ is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FRIZ or VTI?
FRIZ has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, FRIZ or VTI?
Over the past year FRIZ returned +6.04% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), FRIZ annualized +7.32% vs +18.28% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FRIZ or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 9.1% for FRIZ. Worst drawdown: FRIZ -7.8% vs VTI -8.9%.
Should I hold both FRIZ and VTI?
FRIZ and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FRIZ and VTI?
93.2% of FRIZ's money is in holdings VTI also owns. 26.3% of VTI's is in holdings FRIZ also owns. They hold 40 positions in common, counted across the 43 positions we hold weights for in FRIZ and 3,463 in VTI.
Which pays a higher dividend, FRIZ or VTI?
FRIZ yields 0.78% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FRIZ?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.