FSCC vs SCHD
Federated Hermes MDT Small Cap Core ETF vs Schwab US Dividend Equity ETF
Which is better, FSCC or SCHD?
Small Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. FSCC led over the full window, SCHD over 1Y. FSCC is less concentrated, with 11.8% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FSCC | SCHD |
|---|---|---|
| Expense Ratio | 0.36% | 0.06%Best |
| AUM | $359M | $112.1B |
| Dividend Yield | 0.23% | 3.00% |
| Holdings | 308 | 103 |
| YTD Return | +14.75% | +23.68%Best |
| 1Y Return | +15.52% | +28.36%Best |
| 3Y Return (annualized) | - | +16.20% |
| 5Y Return (annualized) | - | +10.07% |
| Volatility (annualized) | 18.3% | 13.3%Best |
| Max Drawdown | -27.2% | -16.1%Best |
| $10,000 over 2.1 years | $13,504Best | $13,112 |
| Top 10 Weight | 11.8%Best | 41.8% |
| Fund Family | Federated Hermes | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Value |
| Inception | Jul 30, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jul 31, 2024 to Sep 22, 2026 (2.1 years).
FSCC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
FSCC vs SCHD Performance
Federated Hermes MDT Small Cap Core ETF (FSCC) is an ETF from Federated Hermes and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year FSCC returned +15.52% while SCHD returned +28.36%. Year to date, FSCC is up 14.75% versus a gain of 23.68% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FSCC has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.2% for FSCC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FSCC charges 0.36% per year while SCHD charges 0.06%. On a $10,000 position that is $36 vs $6 annually, a gap of $30 per year that compounds over a long holding period. On income, FSCC currently yields 0.23% against 3.00% for SCHD.
Holdings Overlap
1.8% of FSCC's money is in holdings SCHD also owns. 0.3% of SCHD's money is in holdings FSCC also owns.
FSCC and SCHD share little of their money.
5 positions in common, counted across the 311 positions we hold weights for in FSCC and 100 in SCHD, against full books of 308 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for FSCC (99.7% of the fund), and 284 for FSCC that do not appear in SCHD (93.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of FSCC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FSCC or SCHD?
FSCC has an expense ratio of 0.36% while SCHD charges 0.06%. SCHD is the cheaper option, by $30 a year on a $10,000 investment.
Which performed better, FSCC or SCHD?
Over the past year FSCC returned +15.52% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), FSCC annualized +15.38% vs +13.77% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FSCC or SCHD?
FSCC has been the more volatile fund at 18.3% annualized versus 13.3% for SCHD. Worst drawdown: FSCC -27.2% vs SCHD -16.1%.
Should I hold both FSCC and SCHD?
FSCC and SCHD have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FSCC and SCHD?
1.8% of FSCC's money is in holdings SCHD also owns. 0.3% of SCHD's is in holdings FSCC also owns. They hold 5 positions in common, counted across the 311 positions we hold weights for in FSCC and 100 in SCHD.
Which pays a higher dividend, FSCC or SCHD?
FSCC yields 0.23% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than FSCC?
SCHD has a lower expense ratio. FSCC led over the full window, SCHD over 1Y. FSCC is less concentrated, with 11.8% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.