FSCC vs VTI
Federated Hermes MDT Small Cap Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FSCC or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. FSCC is less concentrated, with 11.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FSCC | VTI |
|---|---|---|
| Expense Ratio | 0.36% | 0.03%Best |
| AUM | $359M | $666.9B |
| Dividend Yield | 0.23% | 1.03% |
| Holdings | 308 | 3,543 |
| YTD Return | +12.80% | +13.14%Best |
| 1Y Return | +14.35% | +16.63%Best |
| 3Y Return (annualized) | - | +22.30% |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 18.5% | 12.4%Best |
| Max Drawdown | -27.2% | -19.3%Best |
| $10,000 over 2.1 years | $13,272 | $14,111Best |
| Top 10 Weight | 11.8%Best | 33.3% |
| Fund Family | Federated Hermes | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Jul 30, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Jul 31, 2024 to Sep 23, 2026 (2.1 years).
FSCC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
FSCC vs VTI Performance
Federated Hermes MDT Small Cap Core ETF (FSCC) is an ETF from Federated Hermes and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FSCC returned +14.35% while VTI returned +16.63%. Year to date, FSCC is up 12.80% versus a gain of 13.14% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FSCC has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 12.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.2% for FSCC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FSCC charges 0.36% per year while VTI charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, FSCC currently yields 0.23% against 1.03% for VTI.
Holdings Overlap
88.8% of FSCC's money is in holdings VTI also owns. 1.1% of VTI's money is in holdings FSCC also owns.
Most of FSCC is already inside VTI. Owning both mostly buys the same companies twice.
281 positions in common, counted across the 311 positions we hold weights for in FSCC and 3,463 in VTI, against full books of 308 and 3,543.
What only one of them owns
Our book lists 1,057 positions for VTI that do not appear in our book for FSCC (96.4% of the fund), and 19 for FSCC that do not appear in VTI (8.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FSCC | Weight in VTI | Difference |
|---|---|---|---|
| AHRAmerican Healthcare REIT Inc | 2.10% | 0.02% | 2.08% |
| PSTLPostal Realty Trust Inc- A Common Stock | 1.27% | 0.00% | 1.27% |
| SPSCSps Commerce Inc | 1.19% | 0.00% | 1.19% |
| BKUBankunited Inc | 1.06% | 0.00% | 1.06% |
| SLDESlide Insurance Holdings Inc | 1.04% | 0.00% | 1.04% |
| BTSGBrightspring Health | 1.02% | 0.01% | 1.01% |
| CNOCno Financial Group Inc | 1.00% | 0.01% | 0.99% |
| BYByline Bancorp, Inc. | 0.99% | 0.00% | 0.99% |
| JANXJanux Therapeutics Inc | 0.99% | 0.00% | 0.99% |
| HLHecla Mining Co | 0.97% | 0.01% | 0.96% |
88.8% of FSCC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FSCC or VTI?
FSCC has an expense ratio of 0.36% while VTI charges 0.03%. VTI is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, FSCC or VTI?
Over the past year FSCC returned +14.35% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), FSCC annualized +14.43% vs +17.82% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FSCC or VTI?
FSCC has been the more volatile fund at 18.5% annualized versus 12.4% for VTI. Worst drawdown: FSCC -27.2% vs VTI -19.3%.
Should I hold both FSCC and VTI?
FSCC and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FSCC and VTI?
88.8% of FSCC's money is in holdings VTI also owns. 1.1% of VTI's is in holdings FSCC also owns. They hold 281 positions in common, counted across the 311 positions we hold weights for in FSCC and 3,463 in VTI.
Which pays a higher dividend, FSCC or VTI?
FSCC yields 0.23% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than FSCC?
VTI has a lower expense ratio. VTI led over 1Y and the full window. FSCC is less concentrated, with 11.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.