FSCC vs VTI
Federated Hermes MDT Small Cap Core ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. FSCC delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FSCC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.36% | 0.03% | |
| AUM | $309M | $663.5B | |
| Dividend Yield | 0.22% | 1.07% | |
| Holdings | 302 | 3,543 | |
| YTD Return | +18.97% | +13.87% | |
| 1Y Return | +33.94% | +23.31% | |
| 3Y Return (annualized) | - | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 18.5% | 15.3% | |
| Max Drawdown | -27.2% | -56.6% | |
| Fund Family | Federated Hermes | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 30, 2024 | May 24, 2001 |
FSCC vs VTI Performance
Federated Hermes MDT Small Cap Core ETF (FSCC) is a ETF from Federated Hermes and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FSCC returned +33.94% while VTI returned +23.31%. Year to date, FSCC is up 18.97% versus a gain of 13.87% for VTI.
Risk: Volatility and Drawdowns
FSCC has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.2% for FSCC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FSCC charges 0.36% per year while VTI charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, FSCC currently yields 0.22% against 1.07% for VTI.
Holdings Overlap
FSCC and VTI share 233 holdings out of 2859 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FSCC or VTI?
FSCC has an expense ratio of 0.36% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, FSCC or VTI?
Over the past year FSCC returned +33.94% vs +23.31% for VTI, so FSCC leads on 1-year performance. Over the longest common window we track (2 years), FSCC annualized +18.40% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, FSCC or VTI?
FSCC has been the more volatile fund at 18.5% annualized versus 15.3% for VTI. Worst drawdown: FSCC -27.2% vs VTI -56.6%.
Should I hold both FSCC and VTI?
FSCC and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FSCC and VTI?
FSCC and VTI share 233 common holdings with a 0.8% weight overlap. Combined, they hold 2859 unique securities.
Which pays a higher dividend, FSCC or VTI?
FSCC yields 0.22% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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