FSTB vs VTI
Fidelity Short-Term Bond Fund ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | FSTB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.03% | |
| AUM | $174M | $666.9B | |
| Dividend Yield | 0.14% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +0.76% | +13.67% | |
| 1Y Return | - | +22.17% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.3% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 16, 2026 | May 24, 2001 |
FSTB vs VTI Performance
Fidelity Short-Term Bond Fund ETF (FSTB) is a ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FSTB is up 0.76% versus a gain of 13.67% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.3% for FSTB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FSTB charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, FSTB currently yields 0.14% against 1.07% for VTI.
Holdings Overlap
FSTB and VTI share 0 holdings out of 2793 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FSTB or VTI?
FSTB has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
What is the holdings overlap between FSTB and VTI?
FSTB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, FSTB or VTI?
FSTB yields 0.14% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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