FUSI vs QQQ

FUSI vs QQQ

Which is better, FUSI or QQQ?

QQQ has been ahead.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFUSIQQQ
Expense Ratio0.19%0.18%Best
AUM$33M$483.5B
Dividend Yield5.23%0.44%
Holdings64107
YTD Return+3.25%+16.87%Best
1Y Return+4.47%+22.98%Best
3Y Return (annualized)+5.50%+24.98%Best
5Y Return (annualized)-+14.39%
Volatility (annualized)0.8%Best17.1%
Max Drawdown-0.7%Best-22.8%
$10,000 over 3.5 years$12,186$23,831Best
Fund FamilyAmerican Century InvestmentsInvesco (US)
CategoryFixed IncomeEquity
Style-Large Cap Growth
InceptionMar 14, 2023Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Mar 16, 2023 to Sep 11, 2026 (3.5 years).

FUSI vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.

FUSI vs QQQ Performance

American Century Multisector Floating Income ETF (FUSI) is an ETF from American Century Investments and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year FUSI returned +4.47% while QQQ returned +22.98%. Year to date, FUSI is up 3.25% versus a gain of 16.87% for QQQ.

Over three years, FUSI compounded at +5.50% per year against +24.98% for QQQ. Across the full 4-year window we track, QQQ has the edge at +28.16% annualized vs +5.81%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 0.8% for FUSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.7% for FUSI and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.

Fees and Cost Over Time

FUSI charges 0.19% per year while QQQ charges 0.18%. On a $10,000 position that is $19 vs $18 annually, a gap of $1 per year that compounds over a long holding period. On income, FUSI currently yields 5.23% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 22 holdings in FUSI and 102 in QQQ, totalling 34.5% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 22 positions we hold weights for in FUSI and 102 in QQQ, against full books of 64 and 107.

You are not choosing between two funds in isolation.

Whichever of FUSI and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FUSIQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FUSI or QQQ?

FUSI has an expense ratio of 0.19% while QQQ charges 0.18%. QQQ is the cheaper option, by $1 a year on a $10,000 investment.

Which performed better, FUSI or QQQ?

Over the past year FUSI returned +4.47% vs +22.98% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), FUSI annualized +5.81% vs +28.16% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FUSI or QQQ?

QQQ has been the more volatile fund at 17.1% annualized versus 0.8% for FUSI. Worst drawdown: FUSI -0.7% vs QQQ -22.8%.

Should I hold both FUSI and QQQ?

FUSI and QQQ have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FUSI or QQQ?

FUSI yields 5.23% while QQQ yields 0.44%, so FUSI currently pays the higher dividend yield.

Is QQQ better than FUSI?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.