GCV vs VTI

GCV vs VTI

Which is better, GCV or VTI?

Equity-oriented Balanced against Large Cap Blend.

VTI has a lower expense ratio. GCV led over 1Y, VTI over 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGCVVTI
Expense Ratio3.20%0.03%Best
AUM$93M$666.9B
Dividend Yield10.61%1.03%
Holdings1243,543
YTD Return+13.78%Best+12.08%
1Y Return+20.19%Best+16.31%
3Y Return (annualized)+19.18%+20.83%Best
5Y Return (annualized)+3.84%+11.89%Best
Volatility (annualized)17.1%15.3%Best
Max Drawdown-70.6%-56.6%Best
$10,000 over 5 years$12,073$17,537Best
Fund FamilyGabelli FundsVanguard (US)
CategoryAllocation/BalancedEquity
StyleEquity-oriented BalancedLarge Cap Blend
InceptionMar 31, 1995May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Sep 14, 2026 (25.3 years).

GCV vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

GCV vs VTI Performance

Gabelli Convertible and Income Securities Fund (GCV) is an ETF from Gabelli Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GCV returned +20.19% while VTI returned +16.31%. Year to date, GCV is up 13.78% versus a gain of 12.08% for VTI.

Over three years, GCV compounded at +19.18% per year against +20.83% for VTI; over five years the annualized figures are +3.84% and +11.89% respectively. Across the full 25-year window we track, VTI has the edge at +8.03% annualized vs -1.08%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GCV has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -70.6% for GCV and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

GCV charges 3.20% per year while VTI charges 0.03%. On a $10,000 position that is $320 vs $3 annually, a gap of $317 per year that compounds over a long holding period. On income, GCV currently yields 10.61% against 1.03% for VTI.

Holdings Overlap

VTI already in GCV6.5%

At least 6.5% of VTI's money is in holdings GCV also owns.

Stated as a floor: for GCV, our book for it covers 50.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VTI and GCV share little of their money.

The two holdings books were reported 122 days apart, GCV as of Mar 31, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

32 positions in common, counted across the 69 positions we hold weights for in GCV and 3,463 in VTI, against full books of 124 and 3,543.

Top Shared Holdings

StockWeight in GCVWeight in VTIDifference
NEENextera Energy Inc2.52%0.25%2.27%
MCHPMicrochip Technology Inc.2.05%0.06%1.99%
HPEHewlett Packard Enterprise Co2.01%0.09%1.92%
BTSGBrightspring Health1.45%0.01%1.44%
JPMJpmorgan Chase0.11%1.31%1.20%
BABoeing Co1.12%0.24%0.88%
FOURShift4 Payments Inc1.09%0.00%1.09%
JNJJohnson & Johnson - Common0.09%0.86%0.77%
GEGeneral Electric Co.0.34%0.52%0.18%
BKBank Of New York Mellon Corp0.64%0.15%0.49%

You are not choosing between two funds in isolation.

Whichever of GCV and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GCVVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GCV or VTI?

GCV has an expense ratio of 3.20% while VTI charges 0.03%. VTI is the cheaper option, by $317 a year on a $10,000 investment.

Which performed better, GCV or VTI?

Over the past year GCV returned +20.19% vs +16.31% for VTI, so GCV leads on 1-year performance. Over the longest common window we track (25 years), GCV annualized -1.08% vs +8.03% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GCV or VTI?

GCV has been the more volatile fund at 17.1% annualized versus 15.3% for VTI. Worst drawdown: GCV -70.6% vs VTI -56.6%.

Should I hold both GCV and VTI?

GCV and VTI have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GCV and VTI?

At least 6.5% of VTI's money is in holdings GCV also owns. Our book for GCV is partial, so the real figure is this or higher. They hold 32 positions in common, counted across the 69 positions we hold weights for in GCV and 3,463 in VTI.

Which pays a higher dividend, GCV or VTI?

GCV yields 10.61% while VTI yields 1.03%, so GCV currently pays the higher dividend yield.

Is VTI better than GCV?

VTI has a lower expense ratio. GCV led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.