GEND vs VTI
Genter Capital Dividend Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GEND or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. GEND led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GEND | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $5M | $666.9B |
| Dividend Yield | 2.59% | 1.03% |
| Holdings | 33 | 3,543 |
| YTD Return | +16.71%Best | +12.34% |
| 1Y Return | +21.98%Best | +18.37% |
| 3Y Return (annualized) | - | +20.62% |
| 5Y Return (annualized) | - | +11.68% |
| Volatility (annualized) | 10.2%Best | 13.0% |
| Max Drawdown | -13.3%Best | -19.3% |
| $10,000 over 1.7 years | $13,888Best | $13,397 |
| Fund Family | Genter Capital Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Dec 31, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 13, 2025 to Sep 9, 2026 (1.7 years).
GEND vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
GEND vs VTI Performance
Genter Capital Dividend Income ETF (GEND) is an ETF from Genter Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GEND returned +21.98% while VTI returned +18.37%. Year to date, GEND is up 16.71% versus a gain of 12.34% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 10.2% for GEND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for GEND and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GEND charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, GEND currently yields 2.59% against 1.03% for VTI.
Holdings Overlap
At least 87.4% of GEND's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of GEND is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 49 days apart, GEND as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
29 positions in common, counted across the 33 positions we hold weights for in GEND and 2,787 in VTI, against full books of 33 and 3,543.
Top Shared Holdings
| Stock | Weight in GEND | Weight in VTI | Difference |
|---|---|---|---|
| JPMJpmorgan Chase & Co. | 4.04% | 1.11% | 2.93% |
| NTRSNorthern Trust Corp. | 4.74% | 0.04% | 4.70% |
| CVXChevron Corp. | 3.84% | 0.43% | 3.41% |
| CVSCvs Health Corp. | 3.95% | 0.18% | 3.77% |
| MRKMerck & Co. Inc. | 3.64% | 0.44% | 3.20% |
| DVNDevon Energy Corp. | 3.93% | 0.07% | 3.86% |
| MTBM&t Bank Corp. | 3.89% | 0.05% | 3.84% |
| PSXPhillips 66 | 3.82% | 0.09% | 3.73% |
| MOAltria Group Inc. | 3.58% | 0.17% | 3.41% |
| CMCSAComcast Corp. Class A | 3.38% | 0.12% | 3.26% |
87.4% of GEND is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GEND or VTI?
GEND has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, GEND or VTI?
Over the past year GEND returned +21.98% vs +18.37% for VTI, so GEND leads on 1-year performance. Over the longest common window we track (2 years), GEND annualized +21.31% vs +18.77% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GEND or VTI?
VTI has been the more volatile fund at 13.0% annualized versus 10.2% for GEND. Worst drawdown: GEND -13.3% vs VTI -19.3%.
Should I hold both GEND and VTI?
GEND and VTI have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GEND and VTI?
At least 87.4% of GEND's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 29 positions in common, counted across the 33 positions we hold weights for in GEND and 2,787 in VTI.
Which pays a higher dividend, GEND or VTI?
GEND yields 2.59% while VTI yields 1.03%, so GEND currently pays the higher dividend yield.
Is VTI better than GEND?
VTI has a lower expense ratio. GEND led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.