GEND vs VTI
Genter Capital Dividend Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GEND delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GEND | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.03% | |
| AUM | $5M | $666.9B | |
| Dividend Yield | 2.67% | 1.07% | |
| Holdings | 37 | 3,543 | |
| YTD Return | +18.17% | +12.65% | |
| 1Y Return | +24.11% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 10.2% | 15.3% | |
| Max Drawdown | -13.3% | -56.6% | |
| Fund Family | Genter Capital Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 31, 2024 | May 24, 2001 |
GEND vs VTI Performance
Genter Capital Dividend Income ETF (GEND) is a ETF from Genter Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GEND returned +24.11% while VTI returned +21.39%. Year to date, GEND is up 18.17% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.2% for GEND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for GEND and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GEND charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, GEND currently yields 2.67% against 1.07% for VTI.
Holdings Overlap
GEND and VTI share 29 holdings out of 2790 unique holdings combined, representing a 7.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GEND or VTI?
GEND has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $35 per year of difference.
Which performed better, GEND or VTI?
Over the past year GEND returned +24.11% vs +21.39% for VTI, so GEND leads on 1-year performance. Over the longest common window we track (2 years), GEND annualized +23.07% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, GEND or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 10.2% for GEND. Worst drawdown: GEND -13.3% vs VTI -56.6%.
Should I hold both GEND and VTI?
GEND and VTI have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GEND and VTI?
GEND and VTI share 29 common holdings with a 7.2% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, GEND or VTI?
GEND yields 2.67% while VTI yields 1.07%, so GEND currently pays the higher dividend yield.
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