GEND vs VTI
Genter Capital Dividend Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GEND or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. GEND led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GEND | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $5M | $690.1B |
| Dividend Yield | 2.59% | 1.03% |
| Holdings | 33 | 3,524 |
| YTD Return | +13.58%Best | +12.51% |
| 1Y Return | +17.23%Best | +15.23% |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 10.8%Best | 12.7% |
| Max Drawdown | -13.3%Best | -19.3% |
| $10,000 over 1.7 years | $13,362Best | $13,278 |
| Top 10 Weight | 40.1% | 33.3%Best |
| Fund Family | Genter Capital Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Dec 31, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 13, 2025 to Oct 1, 2026 (1.7 years).
GEND vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
GEND vs VTI Performance
Genter Capital Dividend Income ETF (GEND) is an ETF from Genter Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GEND returned +17.23% while VTI returned +15.23%. Year to date, GEND is up 13.58% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 10.8% for GEND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for GEND and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
GEND charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, GEND currently yields 2.59% against 1.03% for VTI.
Holdings Overlap
90.2% of GEND's money is in holdings VTI also owns. 7.7% of VTI's money is in holdings GEND also owns.
Most of GEND is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, GEND as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
31 positions in common, counted across the 34 positions we hold weights for in GEND and 3,463 in VTI, against full books of 33 and 3,524.
What only one of them owns
Our book lists 1,120 positions for VTI that do not appear in our book for GEND (89.8% of the fund), and 1 for GEND that do not appear in VTI (2.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GEND | Weight in VTI | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 4.00% | 1.31% | 2.69% |
| NTRSNorthern Trust Corp. | 4.75% | 0.04% | 4.71% |
| CVXChevron Corp | 4.03% | 0.52% | 3.51% |
| MRKMerck & Company Inc | 3.91% | 0.45% | 3.46% |
| DVNDevon Energy Corporation | 4.17% | 0.07% | 4.10% |
| CVSCvs Health Corp. | 3.97% | 0.18% | 3.79% |
| MOAltria Group Inc. | 3.82% | 0.16% | 3.66% |
| MTBM&T Bank Corp | 3.74% | 0.05% | 3.69% |
| TAT&T Inc | 3.38% | 0.22% | 3.16% |
| MCHPMicrochip Technology Inc. | 3.53% | 0.06% | 3.47% |
90.2% of GEND is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GEND or VTI?
GEND has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, GEND or VTI?
Over the past year GEND returned +17.23% vs +15.23% for VTI, so GEND leads on 1-year performance. Over the longest common window we track (2 years), GEND annualized +18.59% vs +18.15% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GEND or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 10.8% for GEND. Worst drawdown: GEND -13.3% vs VTI -19.3%.
Should I hold both GEND and VTI?
GEND and VTI have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GEND and VTI?
90.2% of GEND's money is in holdings VTI also owns. 7.7% of VTI's is in holdings GEND also owns. They hold 31 positions in common, counted across the 34 positions we hold weights for in GEND and 3,463 in VTI.
Which pays a higher dividend, GEND or VTI?
GEND yields 2.59% while VTI yields 1.03%, so GEND currently pays the higher dividend yield.
Is VTI better than GEND?
VTI has a lower expense ratio. GEND led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 40.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.