GEND vs SCHD
Genter Capital Dividend Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | GEND | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.06% | |
| AUM | $5M | $108.7B | |
| Dividend Yield | 2.67% | 3.13% | |
| Holdings | 37 | 104 | |
| YTD Return | +17.93% | +26.54% | |
| 1Y Return | +24.33% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 10.2% | 13.6% | |
| Max Drawdown | -13.3% | -33.4% | |
| Fund Family | Genter Capital Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 31, 2024 | Oct 20, 2011 |
GEND vs SCHD Performance
Genter Capital Dividend Income ETF (GEND) is a ETF from Genter Capital Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GEND returned +24.33% while SCHD returned +30.90%. Year to date, GEND is up 17.93% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.2% for GEND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for GEND and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GEND charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, GEND currently yields 2.67% against 3.13% for SCHD.
Holdings Overlap
GEND and SCHD share 10 holdings out of 122 unique holdings combined, representing a 24.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GEND or SCHD?
GEND has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, GEND or SCHD?
Over the past year GEND returned +24.33% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GEND annualized +23.18% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, GEND or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.2% for GEND. Worst drawdown: GEND -13.3% vs SCHD -33.4%.
Should I hold both GEND and SCHD?
GEND and SCHD have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between GEND and SCHD?
GEND and SCHD share 10 common holdings with a 24.6% weight overlap. Combined, they hold 122 unique securities.
Which pays a higher dividend, GEND or SCHD?
GEND yields 2.67% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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