GEND vs SCHD
Genter Capital Dividend Income ETF vs Schwab US Dividend Equity ETF
Which is better, GEND or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. GEND led over the full window, SCHD over 1Y. The two have moved almost in lockstep, correlation 0.92. GEND is less concentrated, with 39.5% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GEND | SCHD |
|---|---|---|
| Expense Ratio | 0.38% | 0.06%Best |
| AUM | $5M | $112.2B |
| Dividend Yield | 2.67% | 3.13% |
| Holdings | 33 | 103 |
| YTD Return | +18.68% | +27.56%Best |
| 1Y Return | +23.51% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 9.9%Best | 13.2% |
| Max Drawdown | -13.3%Best | -14.0% |
| $10,000 over 1.6 years | $13,883Best | $13,368 |
| Top 10 Weight | 39.5%Best | 41.5% |
| Fund Family | Genter Capital Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Dec 31, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 13, 2025 to Sep 4, 2026 (1.6 years).
GEND vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
GEND vs SCHD Performance
Genter Capital Dividend Income ETF (GEND) is an ETF from Genter Capital Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GEND returned +23.51% while SCHD returned +30.29%. Year to date, GEND is up 18.68% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 9.9% for GEND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for GEND and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
GEND charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, GEND currently yields 2.67% against 3.13% for SCHD.
Holdings Overlap
30.4% of GEND's money is in holdings SCHD also owns. 30.6% of SCHD's money is in holdings GEND also owns.
The two portfolios partly overlap.
10 positions in common, counted across the 33 positions we hold weights for in GEND and 100 in SCHD, against full books of 33 and 103.
What only one of them owns
Our book lists 89 positions for SCHD that do not appear in our book for GEND (69.3% of the fund), and 20 for GEND that do not appear in SCHD (60.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GEND | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 3.64% | 4.26% | 0.62% |
| CVXChevron Corp | 3.84% | 3.74% | 0.10% |
| PEPPepsico Inc. | 2.94% | 3.71% | 0.77% |
| MOAltria Group Inc | 3.58% | 2.86% | 0.72% |
| HDHome Depot Inc/The | 1.54% | 4.32% | 2.78% |
| CMCSAComcast Corp-class A Cmcsa | 3.38% | 2.26% | 1.12% |
| BMYBristol-Myers Squibb Co. | 2.25% | 3.31% | 1.06% |
| LMTLockheed Martin Corp | 2.34% | 2.99% | 0.65% |
| DVNDevon Energy Corporation | 3.93% | 1.24% | 2.69% |
| UPSUnited Parcel Service, Inc | 2.94% | 1.95% | 0.99% |
30.6% of SCHD is already inside GEND.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GEND or SCHD?
GEND has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, GEND or SCHD?
Over the past year GEND returned +23.51% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), GEND annualized +22.76% vs +19.89% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GEND or SCHD?
SCHD has been the more volatile fund at 13.2% annualized versus 9.9% for GEND. Worst drawdown: GEND -13.3% vs SCHD -14.0%.
Should I hold both GEND and SCHD?
GEND and SCHD have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between GEND and SCHD?
30.6% of SCHD's money is in holdings GEND also owns. 30.6% of SCHD's is in holdings GEND also owns. They hold 10 positions in common, counted across the 33 positions we hold weights for in GEND and 100 in SCHD.
Which pays a higher dividend, GEND or SCHD?
GEND yields 2.67% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than GEND?
SCHD has a lower expense ratio. GEND led over the full window, SCHD over 1Y. The two have moved almost in lockstep, correlation 0.92. GEND is less concentrated, with 39.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.