GLDN vs SCHD
Nicholas Gold Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | GLDN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.06% | |
| AUM | $3M | $108.7B | |
| Dividend Yield | 7.34% | 3.13% | |
| Holdings | 15 | 104 | |
| YTD Return | -15.63% | +26.50% | |
| 1Y Return | - | +31.25% | |
| 3Y Return (annualized) | - | +16.34% | |
| 5Y Return (annualized) | - | +10.10% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -36.2% | -33.4% | |
| Fund Family | XFunds | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Feb 18, 2026 | Oct 20, 2011 |
GLDN vs SCHD Performance
Nicholas Gold Income ETF (GLDN) is a ETF from XFunds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, GLDN is down 15.63% versus a gain of 26.50% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -36.2% for GLDN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
GLDN charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, GLDN currently yields 7.34% against 3.13% for SCHD.
Holdings Overlap
GLDN and SCHD share 0 holdings out of 115 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GLDN or SCHD?
GLDN has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
What is the holdings overlap between GLDN and SCHD?
GLDN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 115 unique securities.
Which pays a higher dividend, GLDN or SCHD?
GLDN yields 7.34% while SCHD yields 3.13%, so GLDN currently pays the higher dividend yield.
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