GLDN vs VTI

GLDN vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricGLDNVTIWinner
Expense Ratio1.07%0.03%
AUM$3M$666.9B
Dividend Yield7.34%1.07%
Holdings153,543
YTD Return-4.72%+13.14%
1Y Return-+22.35%
3Y Return (annualized)-+21.83%
5Y Return (annualized)-+12.01%
Volatility (annualized)-15.3%
Max Drawdown-36.2%-56.6%
Fund FamilyXFundsVanguard (US)
CategoryAlternativeEquity
InceptionFeb 18, 2026May 24, 2001

GLDN vs VTI Performance

Nicholas Gold Income ETF (GLDN) is a ETF from XFunds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, GLDN is down 4.72% versus a gain of 13.14% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -36.2% for GLDN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

GLDN charges 1.07% per year while VTI charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, GLDN currently yields 7.34% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

GLDN and VTI share 1 holdings out of 2801 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GLDNWeight in VTIDifference
NEM4.35%0.14%4.21%

Frequently Asked Questions

Which is cheaper, GLDN or VTI?

GLDN has an expense ratio of 1.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $104 per year of difference.

What is the holdings overlap between GLDN and VTI?

GLDN and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 2801 unique securities.

Which pays a higher dividend, GLDN or VTI?

GLDN yields 7.34% while VTI yields 1.07%, so GLDN currently pays the higher dividend yield.

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