GPTY vs SCHD
YieldMax AI & Tech Portfolio Option Income ETF vs Schwab US Dividend Equity ETF
Which is better, GPTY or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. GPTY led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 51.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GPTY | SCHD |
|---|---|---|
| Expense Ratio | 1.06% | 0.06%Best |
| AUM | $132M | $112.1B |
| Dividend Yield | 38.49% | 3.00% |
| Holdings | 94 | 103 |
| YTD Return | +25.41%Best | +24.59% |
| 1Y Return | +31.91%Best | +28.14% |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 30.7% | 13.5%Best |
| Max Drawdown | -26.6% | -14.0%Best |
| $10,000 over 1.6 years | $14,697Best | $12,726 |
| Top 10 Weight | 51.0% | 41.8%Best |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jan 22, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 23, 2025 to Sep 10, 2026 (1.6 years).
GPTY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
GPTY vs SCHD Performance
YieldMax AI & Tech Portfolio Option Income ETF (GPTY) is an ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GPTY returned +31.91% while SCHD returned +28.14%. Year to date, GPTY is up 25.41% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GPTY has been the more volatile fund, with annualized monthly volatility of 30.7% compared with 13.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for GPTY and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.06. They move largely independently of each other.
Fees and Cost Over Time
GPTY charges 1.06% per year while SCHD charges 0.06%. On a $10,000 position that is $106 vs $6 annually, a gap of $100 per year that compounds over a long holding period. On income, GPTY currently yields 38.49% against 3.00% for SCHD.
Holdings Overlap
3.2% of GPTY's money is in holdings SCHD also owns. 2.5% of SCHD's money is in holdings GPTY also owns.
GPTY and SCHD share little of their money.
1 positions in common, counted across the 26 positions we hold weights for in GPTY and 100 in SCHD, against full books of 94 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for GPTY (97.4% of the fund), and 23 for GPTY that do not appear in SCHD (87.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GPTY | Weight in SCHD | Difference |
|---|---|---|---|
| QCOMQualcomm Inc. | 3.24% | 2.52% | 0.72% |
You are not choosing between two funds in isolation.
Whichever of GPTY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GPTY or SCHD?
GPTY has an expense ratio of 1.06% while SCHD charges 0.06%. SCHD is the cheaper option, by $100 a year on a $10,000 investment.
Which performed better, GPTY or SCHD?
Over the past year GPTY returned +31.91% vs +28.14% for SCHD, so GPTY leads on 1-year performance. Over the longest common window we track (2 years), GPTY annualized +27.21% vs +16.26% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GPTY or SCHD?
GPTY has been the more volatile fund at 30.7% annualized versus 13.5% for SCHD. Worst drawdown: GPTY -26.6% vs SCHD -14.0%.
Should I hold both GPTY and SCHD?
GPTY and SCHD have a monthly-return correlation of -0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GPTY and SCHD?
3.2% of GPTY's money is in holdings SCHD also owns. 2.5% of SCHD's is in holdings GPTY also owns. They hold 1 positions in common, counted across the 26 positions we hold weights for in GPTY and 100 in SCHD.
Which pays a higher dividend, GPTY or SCHD?
GPTY yields 38.49% while SCHD yields 3.00%, so GPTY currently pays the higher dividend yield.
Is SCHD better than GPTY?
SCHD has a lower expense ratio. GPTY led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 51.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.