GPTY vs SCHD
YieldMax AI & Tech Portfolio Option Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. GPTY delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | GPTY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.06% | 0.06% | |
| AUM | $101M | $103.7B | |
| Dividend Yield | 33.24% | 3.31% | |
| Holdings | 74 | 104 | |
| YTD Return | +24.67% | +25.58% | |
| 1Y Return | +31.88% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 31.3% | 13.6% | |
| Max Drawdown | -26.6% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 22, 2025 | Oct 20, 2011 |
GPTY vs SCHD Performance
YieldMax AI & Tech Portfolio Option Income ETF (GPTY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GPTY returned +31.88% while SCHD returned +31.06%. Year to date, GPTY is up 24.67% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
GPTY has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for GPTY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GPTY charges 1.06% per year while SCHD charges 0.06%. On a $10,000 position that is $106 vs $6 annually, a gap of $100 per year that compounds over a long holding period. On income, GPTY currently yields 33.24% against 3.31% for SCHD.
Holdings Overlap
GPTY and SCHD share 1 holdings out of 125 unique holdings combined, representing a 2.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GPTY | Weight in SCHD | Difference |
|---|---|---|---|
| QCOM | 3.54% | 2.72% | 0.82% |
Frequently Asked Questions
Which is cheaper, GPTY or SCHD?
GPTY has an expense ratio of 1.06% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $100 per year of difference.
Which performed better, GPTY or SCHD?
Over the past year GPTY returned +31.88% vs +31.06% for SCHD, so GPTY leads on 1-year performance. Over the longest common window we track (2 years), GPTY annualized +28.29% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, GPTY or SCHD?
GPTY has been the more volatile fund at 31.3% annualized versus 13.6% for SCHD. Worst drawdown: GPTY -26.6% vs SCHD -33.4%.
Should I hold both GPTY and SCHD?
GPTY and SCHD have a monthly-return correlation of -0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GPTY and SCHD?
GPTY and SCHD share 1 common holdings with a 2.7% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, GPTY or SCHD?
GPTY yields 33.24% while SCHD yields 3.31%, so GPTY currently pays the higher dividend yield.
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