GPTY vs VTI
YieldMax AI & Tech Portfolio Option Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. GPTY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | GPTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.06% | 0.03% | |
| AUM | $111M | $666.9B | |
| Dividend Yield | 40.08% | 1.07% | |
| Holdings | 145 | 3,543 | |
| YTD Return | +23.80% | +13.14% | |
| 1Y Return | +38.74% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 31.3% | 15.3% | |
| Max Drawdown | -26.6% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 22, 2025 | May 24, 2001 |
GPTY vs VTI Performance
YieldMax AI & Tech Portfolio Option Income ETF (GPTY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GPTY returned +38.74% while VTI returned +22.35%. Year to date, GPTY is up 23.80% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
GPTY has been the more volatile fund, with annualized monthly volatility of 31.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for GPTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPTY charges 1.06% per year while VTI charges 0.03%. On a $10,000 position that is $106 vs $3 annually, a gap of $103 per year that compounds over a long holding period. On income, GPTY currently yields 40.08% against 1.07% for VTI.
Holdings Overlap
GPTY and VTI share 22 holdings out of 2791 unique holdings combined, representing a 31.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GPTY or VTI?
GPTY has an expense ratio of 1.06% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, GPTY or VTI?
Over the past year GPTY returned +38.74% vs +22.35% for VTI, so GPTY leads on 1-year performance. Over the longest common window we track (2 years), GPTY annualized +27.23% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, GPTY or VTI?
GPTY has been the more volatile fund at 31.3% annualized versus 15.3% for VTI. Worst drawdown: GPTY -26.6% vs VTI -56.6%.
Should I hold both GPTY and VTI?
GPTY and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GPTY and VTI?
GPTY and VTI share 22 common holdings with a 31.1% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, GPTY or VTI?
GPTY yields 40.08% while VTI yields 1.07%, so GPTY currently pays the higher dividend yield.
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