GPTY vs VTI
YieldMax AI & Tech Portfolio Option Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GPTY or VTI?
GPTY has been ahead.
VTI has a lower expense ratio. GPTY led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GPTY | VTI |
|---|---|---|
| Expense Ratio | 1.06% | 0.03%Best |
| AUM | $132M | $666.9B |
| Dividend Yield | 38.49% | 1.03% |
| Holdings | 94 | 3,543 |
| YTD Return | +26.93%Best | +12.57% |
| 1Y Return | +33.82%Best | +17.22% |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 30.6% | 13.0%Best |
| Max Drawdown | -26.6% | -19.3%Best |
| $10,000 over 1.6 years | $14,862Best | $12,623 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 23, 2025 to Sep 11, 2026 (1.6 years).
GPTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
GPTY vs VTI Performance
YieldMax AI & Tech Portfolio Option Income ETF (GPTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GPTY returned +33.82% while VTI returned +17.22%. Year to date, GPTY is up 26.93% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GPTY has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.6% for GPTY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GPTY charges 1.06% per year while VTI charges 0.03%. On a $10,000 position that is $106 vs $3 annually, a gap of $103 per year that compounds over a long holding period. On income, GPTY currently yields 38.49% against 1.03% for VTI.
Holdings Overlap
At least 89.6% of GPTY's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of GPTY is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 63 days apart, GPTY as of Sep 1, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
22 positions in common, counted across the 26 positions we hold weights for in GPTY and 2,787 in VTI, against full books of 94 and 3,543.
Top Shared Holdings
| Stock | Weight in GPTY | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 6.79% | 6.32% | 0.47% |
| AAPLApple, Inc | 4.56% | 5.84% | 1.28% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 4.94% | 3.81% | 1.13% |
| GOOGLAlphabet A Usd 0.001 | 5.47% | 2.88% | 2.59% |
| AMZNAmazon.Com Inc | 4.35% | 3.17% | 1.18% |
| SNOWSnowflake Inc | 6.86% | 0.12% | 6.74% |
| AVGOBroadcom Inc | 3.89% | 2.46% | 1.43% |
| PLTRPalantir Technologies Inc | 5.33% | 0.35% | 4.98% |
| AMDAdvanced Micro Devices Inc. | 4.20% | 1.30% | 2.90% |
| IBMInternational Business Machines Corp. | 4.55% | 0.36% | 4.19% |
89.6% of GPTY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GPTY or VTI?
GPTY has an expense ratio of 1.06% while VTI charges 0.03%. VTI is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, GPTY or VTI?
Over the past year GPTY returned +33.82% vs +17.22% for VTI, so GPTY leads on 1-year performance. Over the longest common window we track (2 years), GPTY annualized +28.10% vs +15.67% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GPTY or VTI?
GPTY has been the more volatile fund at 30.6% annualized versus 13.0% for VTI. Worst drawdown: GPTY -26.6% vs VTI -19.3%.
Should I hold both GPTY and VTI?
GPTY and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GPTY and VTI?
At least 89.6% of GPTY's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 22 positions in common, counted across the 26 positions we hold weights for in GPTY and 2,787 in VTI.
Which pays a higher dividend, GPTY or VTI?
GPTY yields 38.49% while VTI yields 1.03%, so GPTY currently pays the higher dividend yield.
Is VTI better than GPTY?
VTI has a lower expense ratio. GPTY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.