GQI vs SCHD
Natixis Gateway Quality Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GQI offers more diversification with 107 holdings.
Side-by-Side Comparison
| Metric | GQI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.34% | 0.06% | |
| AUM | $263M | $103.7B | |
| Dividend Yield | 8.72% | 3.31% | |
| Holdings | 110 | 104 | |
| YTD Return | +11.13% | +25.58% | |
| 1Y Return | +19.46% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 9.0% | 13.6% | |
| Max Drawdown | -16.6% | -33.4% | |
| Fund Family | Natixis Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 13, 2023 | Oct 20, 2011 |
GQI vs SCHD Performance
Natixis Gateway Quality Income ETF (GQI) is a ETF from Natixis Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GQI returned +19.46% while SCHD returned +31.06%. Year to date, GQI is up 11.13% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 9.0% for GQI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for GQI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GQI charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, GQI currently yields 8.72% against 3.31% for SCHD.
Holdings Overlap
GQI and SCHD share 13 holdings out of 194 unique holdings combined, representing a 8.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GQI or SCHD?
GQI has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
Which performed better, GQI or SCHD?
Over the past year GQI returned +19.46% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), GQI annualized +16.20% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, GQI or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 9.0% for GQI. Worst drawdown: GQI -16.6% vs SCHD -33.4%.
Should I hold both GQI and SCHD?
GQI and SCHD have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GQI and SCHD?
GQI and SCHD share 13 common holdings with a 8.1% weight overlap. Combined, they hold 194 unique securities.
Which pays a higher dividend, GQI or SCHD?
GQI yields 8.72% while SCHD yields 3.31%, so GQI currently pays the higher dividend yield.
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