GQI vs SCHD

GQI vs SCHD

Which is better, GQI or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. GQI led over the full window, SCHD over 1Y.

Lower Fees: SCHDHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGQISCHD
Expense Ratio0.34%0.06%Best
AUM$278M$112.1B
Dividend Yield8.61%3.00%
Holdings110103
YTD Return+13.16%+23.46%Best
1Y Return+18.66%+27.20%Best
3Y Return (annualized)-+15.41%
5Y Return (annualized)-+10.16%
Volatility (annualized)8.9%Best12.9%
Max Drawdown-16.6%-16.1%Best
$10,000 over 2.8 years$15,270Best$14,938
Fund FamilyNatixis FundsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionDec 13, 2023Oct 20, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 13, 2023 to Sep 18, 2026 (2.8 years).

GQI vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.

GQI vs SCHD Performance

Natixis Gateway Quality Income ETF (GQI) is an ETF from Natixis Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year GQI returned +18.66% while SCHD returned +27.20%. Year to date, GQI is up 13.16% versus a gain of 23.46% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 8.9% for GQI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.6% for GQI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.

Fees and Cost Over Time

GQI charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, GQI currently yields 8.61% against 3.00% for SCHD.

Holdings Overlap

SCHD already in GQI18.7%

At least 18.7% of SCHD's money is in holdings GQI also owns.

Stated as a floor: for GQI, our book for it covers 89.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SCHD and GQI share little of their money.

13 positions in common, counted across the 119 positions we hold weights for in GQI and 100 in SCHD, against full books of 110 and 103.

Top Shared Holdings

StockWeight in GQIWeight in SCHDDifference
LMTLockheed Martin Corp0.97%2.78%1.81%
BMYBristol-Myers Squibb Co.0.11%3.33%3.22%
ACNAccenture Plc0.43%2.84%2.41%
QCOMQualcomm Inc.0.50%2.52%2.02%
FASTFastenal Co.0.89%1.38%0.49%
EOGEog Resources Inc0.24%1.88%1.64%
ADMArcher-Daniels-Midland Co.0.53%0.96%0.43%
KMBKimberly-Clark Corp.0.60%0.87%0.27%
RFRegions Financial Corp.0.47%0.62%0.15%
TROWT Rowe Price Grp0.29%0.58%0.29%

You are not choosing between two funds in isolation.

Whichever of GQI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GQISCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GQI or SCHD?

GQI has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option, by $28 a year on a $10,000 investment.

Which performed better, GQI or SCHD?

Over the past year GQI returned +18.66% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GQI or SCHD?

SCHD has been the more volatile fund at 12.9% annualized versus 8.9% for GQI. Worst drawdown: GQI -16.6% vs SCHD -16.1%.

Should I hold both GQI and SCHD?

GQI and SCHD have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GQI and SCHD?

At least 18.7% of SCHD's money is in holdings GQI also owns. Our book for GQI is partial, so the real figure is this or higher. They hold 13 positions in common, counted across the 119 positions we hold weights for in GQI and 100 in SCHD.

Which pays a higher dividend, GQI or SCHD?

GQI yields 8.61% while SCHD yields 3.00%, so GQI currently pays the higher dividend yield.

Is SCHD better than GQI?

SCHD has a lower expense ratio. GQI led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.