GXC vs SCHD
State Street SPDR S&P China ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GXC offers more diversification with 1231 holdings.
Side-by-Side Comparison
| Metric | GXC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $464M | $103.7B | |
| Dividend Yield | 2.31% | 3.31% | |
| Holdings | 1,267 | 104 | |
| YTD Return | -7.67% | +25.62% | |
| 1Y Return | +1.24% | +32.62% | |
| 3Y Return (annualized) | +9.51% | +15.58% | |
| 5Y Return (annualized) | -2.82% | +9.63% | |
| Volatility (annualized) | 25.9% | 13.6% | |
| Max Drawdown | -72.3% | -33.4% | |
| Fund Family | SPDR State Street Global Advisors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2007 | Oct 20, 2011 |
GXC vs SCHD Performance
State Street SPDR S&P China ETF (GXC) is a ETF from SPDR State Street Global Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GXC returned +1.24% while SCHD returned +32.62%. Year to date, GXC is down 7.67% versus a gain of 25.62% for SCHD.
Over three years, GXC compounded at +9.51% per year against +15.58% for SCHD; over five years the annualized figures are -2.82% and +9.63% respectively. Across the full 15-year window we track, SCHD has the edge at +11.47% annualized vs +3.43%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GXC has been the more volatile fund, with annualized monthly volatility of 25.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -72.3% for GXC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
GXC charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, GXC currently yields 2.31% against 3.31% for SCHD.
Holdings Overlap
GXC and SCHD share 3 holdings out of 1328 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, GXC or SCHD?
GXC has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, GXC or SCHD?
Over the past year GXC returned +1.24% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), GXC annualized +3.43% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, GXC or SCHD?
GXC has been the more volatile fund at 25.9% annualized versus 13.6% for SCHD. Worst drawdown: GXC -72.3% vs SCHD -33.4%.
Should I hold both GXC and SCHD?
GXC and SCHD have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GXC and SCHD?
GXC and SCHD share 3 common holdings with a 0.1% weight overlap. Combined, they hold 1328 unique securities.
Which pays a higher dividend, GXC or SCHD?
GXC yields 2.31% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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