HFSI vs VOO

HFSI vs VOO

Which is better, HFSI or VOO?

Diversified Sectoral Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHFSIVOO
Expense Ratio0.49%0.03%Best
AUM$1.1B$997.4B
Dividend Yield5.26%1.04%
Holdings1,019509
YTD Return-3.01%+12.25%Best
1Y Return-2.67%+17.03%Best
3Y Return (annualized)+6.44%+21.25%Best
5Y Return (annualized)+1.48%+13.08%Best
Volatility (annualized)6.7%Best15.7%
Max Drawdown-19.3%Best-24.5%
$10,000 over 5 years$10,762$18,490Best
Fund FamilyHartford FundsVanguard (US)
CategoryFixed IncomeEquity
StyleDiversified Sectoral BondLarge Cap Blend
InceptionSep 21, 2021Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 22, 2021 to Sep 17, 2026 (5 years).

HFSI vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

HFSI vs VOO Performance

Hartford Strategic Income ETF (HFSI) is an ETF from Hartford Funds and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year HFSI returned -2.67% while VOO returned +17.03%. Year to date, HFSI is down 3.01% versus a gain of 12.25% for VOO.

Over three years, HFSI compounded at +6.44% per year against +21.25% for VOO; over five years the annualized figures are +1.48% and +13.08% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 6.7% for HFSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.3% for HFSI and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HFSI charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, HFSI currently yields 5.26% against 1.04% for VOO.

Holdings Overlap

VOO already in HFSI6.5%

At least 6.5% of VOO's money is in holdings HFSI also owns.

Stated as a floor: for HFSI, our book for it covers 52.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VOO and HFSI share little of their money.

6 positions in common, counted across the 302 positions we hold weights for in HFSI and 494 in VOO, against full books of 1,019 and 509.

Top Shared Holdings

StockWeight in HFSIWeight in VOODifference
MSFTMicrosoft Corp0.01%5.36%5.35%
INTCIntel Corporation0.00%0.66%0.66%
CCitigroup Inc 6.250% Perp Sr:Ii0.02%0.34%0.32%
ARESAres Management Corp Preferred Stock 10/27 6.750.02%0.04%0.02%
WATWaters Corp.0.00%0.06%0.06%
APTVAptiv Plc Ordinary Shares0.00%0.02%0.02%

You are not choosing between two funds in isolation.

Whichever of HFSI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HFSIVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HFSI or VOO?

HFSI has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, HFSI or VOO?

Over the past year HFSI returned -2.67% vs +17.03% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HFSI or VOO?

VOO has been the more volatile fund at 15.7% annualized versus 6.7% for HFSI. Worst drawdown: HFSI -19.3% vs VOO -24.5%.

Should I hold both HFSI and VOO?

HFSI and VOO have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between HFSI and VOO?

At least 6.5% of VOO's money is in holdings HFSI also owns. Our book for HFSI is partial, so the real figure is this or higher. They hold 6 positions in common, counted across the 302 positions we hold weights for in HFSI and 494 in VOO.

Which pays a higher dividend, HFSI or VOO?

HFSI yields 5.26% while VOO yields 1.04%, so HFSI currently pays the higher dividend yield.

Is VOO better than HFSI?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.