HIBL vs SCHD
Direxion Daily S&P 500 High Beta Bull 3X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. HIBL delivered stronger 1-year returns. HIBL offers more diversification with 107 holdings.
Side-by-Side Comparison
| Metric | HIBL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.98% | 0.06% | |
| AUM | $73M | $103.7B | |
| Dividend Yield | 1.13% | 3.31% | |
| Holdings | 107 | 104 | |
| YTD Return | +66.80% | +26.21% | |
| 1Y Return | +125.14% | +29.99% | |
| 3Y Return (annualized) | +48.83% | +15.73% | |
| 5Y Return (annualized) | +12.99% | +9.67% | |
| Volatility (annualized) | 88.9% | 13.6% | |
| Max Drawdown | -88.4% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Nov 7, 2019 | Oct 20, 2011 |
HIBL vs SCHD Performance
Direxion Daily S&P 500 High Beta Bull 3X ETF (HIBL) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HIBL returned +125.14% while SCHD returned +29.99%. Year to date, HIBL is up 66.80% versus a gain of 26.21% for SCHD.
Over three years, HIBL compounded at +48.83% per year against +15.73% for SCHD; over five years the annualized figures are +12.99% and +9.67% respectively. Across the full 7-year window we track, HIBL has the edge at +19.48% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HIBL has been the more volatile fund, with annualized monthly volatility of 88.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -88.4% for HIBL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HIBL charges 0.98% per year while SCHD charges 0.06%. On a $10,000 position that is $98 vs $6 annually, a gap of $92 per year that compounds over a long holding period. On income, HIBL currently yields 1.13% against 3.31% for SCHD.
Holdings Overlap
HIBL and SCHD share 4 holdings out of 199 unique holdings combined, representing a 1.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HIBL or SCHD?
HIBL has an expense ratio of 0.98% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, HIBL or SCHD?
Over the past year HIBL returned +125.14% vs +29.99% for SCHD, so HIBL leads on 1-year performance. Over the longest common window we track (7 years), HIBL annualized +19.48% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, HIBL or SCHD?
HIBL has been the more volatile fund at 88.9% annualized versus 13.6% for SCHD. Worst drawdown: HIBL -88.4% vs SCHD -33.4%.
Should I hold both HIBL and SCHD?
HIBL and SCHD have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HIBL and SCHD?
HIBL and SCHD share 4 common holdings with a 1.7% weight overlap. Combined, they hold 199 unique securities.
Which pays a higher dividend, HIBL or SCHD?
HIBL yields 1.13% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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