HUMN vs SCHD
Roundhill Humanoid Robotics ETF vs Schwab US Dividend Equity ETF
Which is better, HUMN or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HUMN | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $93M | $112.1B |
| Dividend Yield | 0.41% | 3.00% |
| Holdings | 52 | 103 |
| YTD Return | -2.67% | +21.73%Best |
| 1Y Return | +0.26% | +26.35%Best |
| 3Y Return (annualized) | - | +16.02% |
| 5Y Return (annualized) | - | +9.26% |
| Volatility (annualized) | 34.9% | 13.6%Best |
| Max Drawdown | -26.7% | -6.0%Best |
| $10,000 over 1.2 years | $11,699 | $12,913Best |
| Fund Family | Roundhill Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 26, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jun 26, 2025 to Sep 25, 2026 (1.2 years).
HUMN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
HUMN vs SCHD Performance
Roundhill Humanoid Robotics ETF (HUMN) is an ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year HUMN returned +0.26% while SCHD returned +26.35%. Year to date, HUMN is down 2.67% versus a gain of 21.73% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HUMN has been the more volatile fund, with annualized monthly volatility of 34.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.7% for HUMN and -6.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.20. They move largely independently of each other.
Fees and Cost Over Time
HUMN charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, HUMN currently yields 0.41% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 38 holdings in HUMN and 100 in SCHD, totalling 92.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 38 positions we hold weights for in HUMN and 100 in SCHD, against full books of 52 and 103.
You are not choosing between two funds in isolation.
Whichever of HUMN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HUMN or SCHD?
HUMN has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, HUMN or SCHD?
Over the past year HUMN returned +0.26% vs +26.35% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), HUMN annualized +13.97% vs +23.74% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HUMN or SCHD?
HUMN has been the more volatile fund at 34.9% annualized versus 13.6% for SCHD. Worst drawdown: HUMN -26.7% vs SCHD -6.0%.
Should I hold both HUMN and SCHD?
HUMN and SCHD have a monthly-return correlation of 0.20, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HUMN or SCHD?
HUMN yields 0.41% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than HUMN?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.