HUMN vs SCHD
Roundhill Humanoid Robotics ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | HUMN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $100M | $108.7B | |
| Dividend Yield | 0.41% | 3.13% | |
| Holdings | 52 | 104 | |
| YTD Return | +2.10% | +28.70% | |
| 1Y Return | +18.92% | +32.27% | |
| 3Y Return (annualized) | - | +17.27% | |
| 5Y Return (annualized) | - | +10.23% | |
| Volatility (annualized) | 36.1% | 13.7% | |
| Max Drawdown | -26.4% | -33.4% | |
| Fund Family | Roundhill Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 26, 2025 | Oct 20, 2011 |
HUMN vs SCHD Performance
Roundhill Humanoid Robotics ETF (HUMN) is a ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HUMN returned +18.92% while SCHD returned +32.27%. Year to date, HUMN is up 2.10% versus a gain of 28.70% for SCHD.
Risk: Volatility and Drawdowns
HUMN has been the more volatile fund, with annualized monthly volatility of 36.1% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.4% for HUMN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HUMN charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, HUMN currently yields 0.41% against 3.13% for SCHD.
Holdings Overlap
HUMN and SCHD share 0 holdings out of 145 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HUMN or SCHD?
HUMN has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, HUMN or SCHD?
Over the past year HUMN returned +18.92% vs +32.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), HUMN annualized +20.09% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, HUMN or SCHD?
HUMN has been the more volatile fund at 36.1% annualized versus 13.7% for SCHD. Worst drawdown: HUMN -26.4% vs SCHD -33.4%.
Should I hold both HUMN and SCHD?
HUMN and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HUMN and SCHD?
HUMN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 145 unique securities.
Which pays a higher dividend, HUMN or SCHD?
HUMN yields 0.41% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.