HUMN vs SPY
Roundhill Humanoid Robotics ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | HUMN | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.09% | |
| AUM | $100M | $821.1B | |
| Dividend Yield | 0.41% | 1.01% | |
| Holdings | 52 | 505 | |
| YTD Return | +2.10% | +12.68% | |
| 1Y Return | +18.92% | +21.82% | |
| 3Y Return (annualized) | - | +21.98% | |
| 5Y Return (annualized) | - | +12.89% | |
| Volatility (annualized) | 36.1% | 15.3% | |
| Max Drawdown | -26.4% | -56.5% | |
| Fund Family | Roundhill Investments | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Jun 26, 2025 | Jan 22, 1993 |
HUMN vs SPY Performance
Roundhill Humanoid Robotics ETF (HUMN) is a ETF from Roundhill Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year HUMN returned +18.92% while SPY returned +21.82%. Year to date, HUMN is up 2.10% versus a gain of 12.68% for SPY.
Risk: Volatility and Drawdowns
HUMN has been the more volatile fund, with annualized monthly volatility of 36.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.4% for HUMN and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HUMN charges 0.75% per year while SPY charges 0.09%. On a $10,000 position that is $75 vs $9 annually, a gap of $66 per year that compounds over a long holding period. On income, HUMN currently yields 0.41% against 1.01% for SPY.
Holdings Overlap
HUMN and SPY share 3 holdings out of 546 unique holdings combined, representing a 4.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HUMN or SPY?
HUMN has an expense ratio of 0.75% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
Which performed better, HUMN or SPY?
Over the past year HUMN returned +18.92% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), HUMN annualized +20.09% vs +8.81% for SPY. Past performance does not guarantee future results.
Which is riskier, HUMN or SPY?
HUMN has been the more volatile fund at 36.1% annualized versus 15.3% for SPY. Worst drawdown: HUMN -26.4% vs SPY -56.5%.
Should I hold both HUMN and SPY?
HUMN and SPY have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HUMN and SPY?
HUMN and SPY share 3 common holdings with a 4.0% weight overlap. Combined, they hold 546 unique securities.
Which pays a higher dividend, HUMN or SPY?
HUMN yields 0.41% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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