HUMN vs VTI
Roundhill Humanoid Robotics ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HUMN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $100M | $666.9B | |
| Dividend Yield | 0.41% | 1.07% | |
| Holdings | 52 | 3,543 | |
| YTD Return | -0.56% | +13.14% | |
| 1Y Return | +10.34% | +20.29% | |
| 3Y Return (annualized) | - | +21.42% | |
| 5Y Return (annualized) | - | +12.00% | |
| Volatility (annualized) | 36.1% | 15.3% | |
| Max Drawdown | -26.4% | -56.6% | |
| Fund Family | Roundhill Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 26, 2025 | May 24, 2001 |
HUMN vs VTI Performance
Roundhill Humanoid Robotics ETF (HUMN) is a ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HUMN returned +10.34% while VTI returned +20.29%. Year to date, HUMN is down 0.56% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
HUMN has been the more volatile fund, with annualized monthly volatility of 36.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.4% for HUMN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HUMN charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, HUMN currently yields 0.41% against 1.07% for VTI.
Holdings Overlap
HUMN and VTI share 7 holdings out of 2825 unique holdings combined, representing a 4.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HUMN or VTI?
HUMN has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, HUMN or VTI?
Over the past year HUMN returned +10.34% vs +20.29% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HUMN annualized +17.15% vs +8.08% for VTI. Past performance does not guarantee future results.
Which is riskier, HUMN or VTI?
HUMN has been the more volatile fund at 36.1% annualized versus 15.3% for VTI. Worst drawdown: HUMN -26.4% vs VTI -56.6%.
Should I hold both HUMN and VTI?
HUMN and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HUMN and VTI?
HUMN and VTI share 7 common holdings with a 4.2% weight overlap. Combined, they hold 2825 unique securities.
Which pays a higher dividend, HUMN or VTI?
HUMN yields 0.41% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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