HYFI vs VXUS

HYFI vs VXUS

Which is better, HYFI or VXUS?

Long Term High Quality against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHYFIVXUS
Expense Ratio0.40%0.05%Best
AUM$338M$158.1B
Dividend Yield6.67%2.59%
Holdings6668,747
YTD Return+1.64%+16.15%Best
1Y Return+3.83%+27.58%Best
3Y Return (annualized)+8.46%+20.48%Best
5Y Return (annualized)-+9.09%
Volatility (annualized)4.5%Best12.1%
Max Drawdown-6.3%Best-13.6%
$10,000 over 3.3 years$13,018$17,364Best
Fund FamilyAllianceBernstein L.P.Vanguard (US)
CategoryFixed IncomeEquity
StyleLong Term High QualityLarge Cap Blend
InceptionMay 15, 2023Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 15, 2023 to Sep 4, 2026 (3.3 years).

HYFI vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.

HYFI vs VXUS Performance

AB High Yield ETF (HYFI) is an ETF from AllianceBernstein L.P. and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year HYFI returned +3.83% while VXUS returned +27.58%. Year to date, HYFI is up 1.64% versus a gain of 16.15% for VXUS.

Over three years, HYFI compounded at +8.46% per year against +20.48% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 4.5% for HYFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.3% for HYFI and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYFI charges 0.40% per year while VXUS charges 0.05%. On a $10,000 position that is $40 vs $5 annually, a gap of $35 per year that compounds over a long holding period. On income, HYFI currently yields 6.67% against 2.59% for VXUS.

Holdings Overlap

We hold position weights for 436 holdings in HYFI and 8,092 in VXUS, totalling 73.3% and 87.5% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

1 positions in common, counted across the 436 positions we hold weights for in HYFI and 8,092 in VXUS, against full books of 666 and 8,747.

Top Shared Holdings

StockWeight in HYFIWeight in VXUSDifference
EXID:MBExide Corp0.00%0.00%0.00%

You are not choosing between two funds in isolation.

Whichever of HYFI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HYFIVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HYFI or VXUS?

HYFI has an expense ratio of 0.40% while VXUS charges 0.05%. VXUS is the cheaper option, by $35 a year on a $10,000 investment.

Which performed better, HYFI or VXUS?

Over the past year HYFI returned +3.83% vs +27.58% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HYFI or VXUS?

VXUS has been the more volatile fund at 12.1% annualized versus 4.5% for HYFI. Worst drawdown: HYFI -6.3% vs VXUS -13.6%.

Should I hold both HYFI and VXUS?

HYFI and VXUS have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HYFI or VXUS?

HYFI yields 6.67% while VXUS yields 2.59%, so HYFI currently pays the higher dividend yield.

Is VXUS better than HYFI?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.