IAPR vs IVV

IAPR vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIAPRIVVWinner
Expense Ratio0.85%0.03%
AUM$203M$907.0B
Dividend Yield0.00%1.10%
Holdings6508
YTD Return+10.37%+12.71%
1Y Return+14.72%+21.89%
3Y Return (annualized)+12.02%+22.08%
5Y Return (annualized)+5.75%+12.96%
Volatility (annualized)8.1%15.1%
Max Drawdown-17.7%-56.5%
Fund FamilyInnovator ETFs TrustiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionMar 31, 2021May 15, 2000

IAPR vs IVV Performance

Innovator International Developed Power Buffer ETF - April (IAPR) is a ETF from Innovator ETFs Trust and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year IAPR returned +14.72% while IVV returned +21.89%. Year to date, IAPR is up 10.37% versus a gain of 12.71% for IVV.

Over three years, IAPR compounded at +12.02% per year against +22.08% for IVV; over five years the annualized figures are +5.75% and +12.96% respectively. Across the full 5-year window we track, IVV has the edge at +7.00% annualized vs +5.82%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.1% for IAPR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.7% for IAPR and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IAPR charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, IAPR currently yields 0.00% against 1.10% for IVV.

Frequently Asked Questions

Which is cheaper, IAPR or IVV?

IAPR has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, IAPR or IVV?

Over the past year IAPR returned +14.72% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IAPR annualized +5.82% vs +7.00% for IVV. Past performance does not guarantee future results.

Which is riskier, IAPR or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 8.1% for IAPR. Worst drawdown: IAPR -17.7% vs IVV -56.5%.

Should I hold both IAPR and IVV?

IAPR and IVV have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IAPR or IVV?

IAPR yields 0.00% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.

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