IAPR vs QQQ

IAPR vs QQQ

Which is better, IAPR or QQQ?

Option Writing against Large Cap Growth.

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIAPRQQQ
Expense Ratio0.85%0.18%Best
AUM$201M$483.5B
Dividend Yield0.00%0.44%
Holdings12107
YTD Return+9.54%+15.94%Best
1Y Return+12.98%+20.44%Best
3Y Return (annualized)+11.09%+24.86%Best
5Y Return (annualized)+5.46%+14.26%Best
Volatility (annualized)8.0%Best20.5%
Max Drawdown-17.7%Best-35.1%
$10,000 over 5 years$13,045$19,475Best
Fund FamilyInnovator ETFs TrustInvesco (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Growth
InceptionMar 31, 2021Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Sep 14, 2026 (5.5 years).

IAPR vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.

IAPR vs QQQ Performance

Innovator International Developed Power Buffer ETF - April (IAPR) is an ETF from Innovator ETFs Trust and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IAPR returned +12.98% while QQQ returned +20.44%. Year to date, IAPR is up 9.54% versus a gain of 15.94% for QQQ.

Over three years, IAPR compounded at +11.09% per year against +24.86% for QQQ; over five years the annualized figures are +5.46% and +14.26% respectively. Across the full 6-year window we track, QQQ has the edge at +16.07% annualized vs +5.60%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 8.0% for IAPR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.7% for IAPR and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IAPR charges 0.85% per year while QQQ charges 0.18%. On a $10,000 position that is $85 vs $18 annually, a gap of $67 per year that compounds over a long holding period. On income, IAPR currently yields 0.00% against 0.44% for QQQ.

You are not choosing between two funds in isolation.

Whichever of IAPR and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IAPRQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IAPR or QQQ?

IAPR has an expense ratio of 0.85% while QQQ charges 0.18%. QQQ is the cheaper option, by $67 a year on a $10,000 investment.

Which performed better, IAPR or QQQ?

Over the past year IAPR returned +12.98% vs +20.44% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), IAPR annualized +5.60% vs +16.07% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IAPR or QQQ?

QQQ has been the more volatile fund at 20.5% annualized versus 8.0% for IAPR. Worst drawdown: IAPR -17.7% vs QQQ -35.1%.

Should I hold both IAPR and QQQ?

IAPR and QQQ have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IAPR or QQQ?

IAPR yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.

Is QQQ better than IAPR?

QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.