IBIE vs VOO
iShares iBonds Oct 2028 Term TIPS ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | IBIE | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $160M | $997.4B | |
| Dividend Yield | 4.96% | 1.08% | |
| Holdings | 8 | 509 | |
| YTD Return | +2.15% | +12.25% | |
| 1Y Return | +3.10% | +20.92% | |
| 3Y Return (annualized) | +5.33% | +21.79% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | 2.5% | 14.1% | |
| Max Drawdown | -1.7% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 13, 2023 | Sep 7, 2010 |
IBIE vs VOO Performance
iShares iBonds Oct 2028 Term TIPS ETF (IBIE) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBIE returned +3.10% while VOO returned +20.92%. Year to date, IBIE is up 2.15% versus a gain of 12.25% for VOO.
Over three years, IBIE compounded at +5.33% per year against +21.79% for VOO. Across the full 3-year window we track, VOO has the edge at +13.45% annualized vs +5.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.5% for IBIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for IBIE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBIE charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBIE currently yields 4.96% against 1.08% for VOO.
Holdings Overlap
IBIE and VOO share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBIE or VOO?
IBIE has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IBIE or VOO?
Over the past year IBIE returned +3.10% vs +20.92% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), IBIE annualized +5.33% vs +13.45% for VOO. Past performance does not guarantee future results.
Which is riskier, IBIE or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 2.5% for IBIE. Worst drawdown: IBIE -1.7% vs VOO -34.3%.
Should I hold both IBIE and VOO?
IBIE and VOO have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBIE and VOO?
IBIE and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, IBIE or VOO?
IBIE yields 4.96% while VOO yields 1.08%, so IBIE currently pays the higher dividend yield.
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