IBLC vs QQQ

IBLC vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricIBLCQQQWinner
Expense Ratio0.47%0.18%
AUM$81M$496.3B
Dividend Yield5.71%0.44%
Holdings52108
YTD Return-1.01%+19.52%
1Y Return+8.44%+26.68%
3Y Return (annualized)+34.68%+26.64%
5Y Return (annualized)-+15.36%
Volatility (annualized)67.2%30.6%
Max Drawdown-62.5%-83.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryAlternativeEquity
InceptionApr 25, 2022Mar 10, 1999

IBLC vs QQQ Performance

iShares Blockchain and Tech ETF (IBLC) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBLC returned +8.44% while QQQ returned +26.68%. Year to date, IBLC is down 1.01% versus a gain of 19.52% for QQQ.

Over three years, IBLC compounded at +34.68% per year against +26.64% for QQQ. Across the full 4-year window we track, IBLC has the edge at +18.14% annualized vs +13.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IBLC has been the more volatile fund, with annualized monthly volatility of 67.2% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -62.5% for IBLC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IBLC charges 0.47% per year while QQQ charges 0.18%. On a $10,000 position that is $47 vs $18 annually, a gap of $29 per year that compounds over a long holding period. On income, IBLC currently yields 5.71% against 0.44% for QQQ.

Holdings Overlap

8.4%overlap

IBLC and QQQ share 3 holdings out of 141 unique holdings combined, representing a 8.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IBLCWeight in QQQDifference
NVDA4.78%8.44%3.66%
AMD4.62%3.45%1.17%
PYPL0.89%0.22%0.67%

Frequently Asked Questions

Which is cheaper, IBLC or QQQ?

IBLC has an expense ratio of 0.47% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, IBLC or QQQ?

Over the past year IBLC returned +8.44% vs +26.68% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), IBLC annualized +18.14% vs +13.14% for QQQ. Past performance does not guarantee future results.

Which is riskier, IBLC or QQQ?

IBLC has been the more volatile fund at 67.2% annualized versus 30.6% for QQQ. Worst drawdown: IBLC -62.5% vs QQQ -83.0%.

Should I hold both IBLC and QQQ?

IBLC and QQQ have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IBLC and QQQ?

IBLC and QQQ share 3 common holdings with a 8.4% weight overlap. Combined, they hold 141 unique securities.

Which pays a higher dividend, IBLC or QQQ?

IBLC yields 5.71% while QQQ yields 0.44%, so IBLC currently pays the higher dividend yield.

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